XRP ETF inflows near $1.5B as breakout above $1.13 targets $1.35

Institutional demand for XRP continues to build as cumulative spot ETF inflows approach $1.5 billion since the products launched in November 2025, with technical analysts eyeing a breakout above $1.13 that could drive a 20% advance toward $1.35.

"XRP ETF inflows remain consistently positive, with Bitwise adding $4.41 million and Franklin Templeton contributing another $2.38 million in the latest session," market analyst Xaif Crypto said. Total net assets across the seven U.S. spot XRP funds now stand at $997 million, within striking distance of the $1 billion mark.

The sustained capital flow reflects institutional accumulation rather than speculative positioning. Cumulative inflows of $1.49 billion measure total investor commitments since launch, while net assets reflect the current market value of XRP held by the funds. ETF issuers typically purchase additional XRP to back newly created shares, creating persistent demand for the underlying asset. The institutional bid aligns with Ripple's expanding enterprise partnerships and rising adoption of the XRP Ledger for payments and real-world asset tokenization.

On the technical side, XRP is consolidating within a symmetrical triangle on lower timeframes, a pattern often associated with breakout moves. Crypto analyst Ali Martinez noted that XRP's monthly chart has flashed a TD Sequential buy signal, which historically marks the end of corrections and the start of new bullish phases. XRP traded at $1.08 as of July 17, 2026, according to CoinCodex, sitting just below the $1.13 resistance level. A decisive close above that threshold could open the path toward $1.35, representing a roughly 20% gain from current levels.

The CLARITY Act, which cleared the House in July 2025 and advanced out of the Senate Banking Committee on a 15-9 vote in May 2026, represents a potential legislative catalyst. The bill would codify XRP's classification as a digital commodity — currently based on an interpretive release from the SEC and CFTC issued March 17, 2026 — into statute. SEC Commissioner Hester Peirce has said she expects the bill to pass this summer, though any vote must occur before the August 2026 recess when campaigning begins.

The bear case centers on the decelerating pace of ETF inflows. Standard Chartered's Geoffrey Kendrick cut his 2026 XRP target from $8 to $2.80 in February 2026, a 65 percent reduction, citing ETF outflows, high interest rates and geopolitical uncertainty. The original $8 model assumed $4 billion to $8 billion in year-one inflows; the current run rate of roughly $42 million per week is about 30 percent of what the low end of that model requires. Support sits at $0.975, with a measured move lower targeting $0.854 if the bearish channel resolves downward.

This article is for informational purposes only and does not constitute investment advice.