ZENKOKU HOSHO Co.,Ltd. (ZNKKY) Ganando

Zenkoku Hosho Co., Ltd. engages in the business of credit guarantee services for housing loans. The company is headquartered in Chiyoda-Ku, Tokyo-To and currently employs 369 full-time employees. The company went IPO on 2012-12-19. The Company’s guarantee products comprise three categories. The housing loan guarantees are its core products, which can meet the diverse needs of customers, such as housing acquisition funds and refinancing funds, and renovation funds and others. The company acquires guarantee fees from guarantee requesters through the classification by collateral valuation and other requirements such as annual income and years of service. Education loan guarantee products guarantee the borrowings of education funds, which deal with term loans, overdraft and other formats. About the use of funds, it deals with tuition fees, exam costs and others. The apartment loan guarantee products guarantee the borrowings of construction costs of rental housing.