XRP stalls at $1.09 as $8.15M in ETF inflows fail to break resistance

XRP spot ETFs pulled in $8.15 million last week, yet the token remains pinned below $1.10 — a divergence that points to persistent selling absorbing fresh institutional demand.

XRP traded at $1.09 on July 25, barely moving despite spot ETFs recording $8.15 million in net inflows for the week ending July 24, according to SoSoValue data.

Franklin Templeton's XRPZ led all products with $5.66 million in weekly inflows, bringing its cumulative total to $421 million, while Bitwise's XRP fund added $2.49 million to reach $501 million, SoSoValue data shows.

Total net assets across all five XRP spot ETFs now stand at $997 million against cumulative historical inflows of $1.49 billion, meaning fund buyers are collectively down about a third. ETF holdings represent roughly 1.46% of XRP's $69.1 billion market capitalization. The prior week saw $6.78 million in inflows, marking two consecutive positive weeks.

The persistent divergence between institutional inflows and stagnant price action suggests that selling pressure from other market participants is absorbing the fresh capital. XRP's weekly fair value gap between $1.05 and $1.10 has held as the floor of the recovery since June, but the token has failed to reclaim the $1.11 resistance level despite two weeks of ETF demand.

The flow data stands in sharp contrast to May and June, when XRP funds were the market's bright spot. Investors poured $131.94 million into XRP ETFs in May and another $59.46 million in June, marking three straight months of positive flows while Bitcoin and Ethereum funds bled billions. That momentum has now faded. July inflows total just $12.43 million, with no net money moving in or out across the last three trading sessions.

The broader crypto ETF market shows a similar rotation. Bitcoin ETFs took in $233.96 million in July and Ethereum funds added $337.74 million, marking the first positive month for both since April. HYPE funds, which led all crypto ETFs with $161.05 million in June, have posted their first negative month with $418,540 in outflows so far in July.

Why ETF inflows are not moving XRP's price

At a $69.1 billion market capitalization, XRP requires sustained institutional buying to produce a meaningful price move. Weekly ETF inflows of roughly $8 million remain too small to materially shift prices at that scale. Derivatives data shows long liquidations hit $3.6 million against just $136,220 for shorts over 24 hours, indicating that overleveraged buyers — not new sellers — have been flushed out during the slide from $1.16 to $1.09. Top traders on Binance maintain a 3.14 long-to-short ratio, holding their positions through the weakness.

Three scenarios frame the near term. A decisive push above $1.11 with strong volume would signal that ETF demand is finally overwhelming supply, opening a path toward the 50-day exponential moving average at $1.14. The base case keeps XRP trading between $1.09 and $1.11 as retail participation remains muted. A weekly close below the fair value gap's upper boundary at $1.10 could expose the $1.05 floor and, if selling pressure intensifies, the psychological $1.00 level.

The Federal Reserve meets July 28-29 with rates at 3.5% to 3.75%, and a cut could shift the macro backdrop for all crypto assets. Until then, XRP remains range-bound — supported by institutional demand but capped by the sheer scale needed to move a $69 billion market.

This article is for informational purposes only and does not constitute investment advice.