OPRT 財務： Oportun Financial Corp AI 分析

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OPRT

財務狀況

OPRT 財務

Oportun Financial Corp

$4.59

-0.43%

$-0.02

收盤價：Mar 24, 16:00:00 GMT-4

$4.59

盤後：Mar 24, 18:08:02 GMT-4

概觀預測收益股利財務狀況

收入

資產負債表

現金流量

年度

每季

OPRT 收入

財務數據以百萬美元計。會計年度為二月至一月。

Breakdown	TTM	12/31/2025	12/31/2024	12/31/2023	12/31/2022	12/31/2021
營收	405	405	295	280	640	530
營收年增率 (YoY)	37%	37%	5%	-56%	21%	57.99%
營收成本	--	--	--	--	--	--
毛利	--	--	--	--	--	--
銷售、一般及管理費用	361	361	410	534	607	467
研發	--	--	--	--	--	--
營業費用	361	361	410	534	607	467
其他非營業收入 (費用)	--	--	--	--	--	--
稅前淨利	44	44	-115	-253	-75	62
所得稅費用	18	18	-36	-73	2	15
淨利	25	25	-78	-179	-77	47
淨利成長	-132%	-132%	-56%	132%	-264%	-204%
稀釋後流通股數	48.18	47.85	40.35	36.87	32.8	30.3
股數年變動 (YoY)	13%	19%	9%	12%	8%	11%
每股盈餘 (稀釋)	0.52	0.52	-1.94	-4.87	-2.37	1.56
每股盈餘成長率	-129%	-127%	-60%	106%	-252%	-195%
自由現金流	388	388	373	360	193	124
每股自由現金流	--	--	--	--	--	--
毛利率	--	--	--	--	--	--
營業利益率	10.86%	10.86%	-38.98%	-90.35%	5.15%	11.69%
淨利率	6.17%	6.17%	-26.44%	-63.92%	-12.03%	8.86%
自由現金流利潤率	95.8%	95.8%	126.44%	128.57%	30.15%	23.39%
EBITDA	85	85	-64	-199	80	89
EBITDA 利潤率	20.98%	20.98%	-21.69%	-71.07%	12.5%	16.79%
EBITDA 中的折舊與攤銷	41	41	51	54	47	27
EBIT	44	44	-115	-253	33	62
EBIT 利潤率	10.86%	10.86%	-38.98%	-90.35%	5.15%	11.69%
有效稅率	40.9%	40.9%	31.3%	28.85%	-2.66%	24.19%

Follow-Up Questions

Oportun Financial Corp 的關鍵財務報表是什麼？



根據最新的財務報表（Form-10K），Oportun Financial Corp 的總資產為 $3,257，淨利潤為 $25

OPRT 的關鍵財務比率是什麼？



Oportun Financial Corp 的流動比率為 1.13，淨利潤率為 6.17，每股銷售為 $8.46。

Oportun Financial Corp 的收入按細分市場或地理位置如何劃分？



Oportun Financial Corp 最大收入來源為 Banking and Related Activities，在最近的收益報告中收入為 295,204,000。就地區而言，United States 是 Oportun Financial Corp 的主要市場，收入為 295,204,000。

Oportun Financial Corp 是否盈利？



是的，根據最新的財務報表，Oportun Financial Corp 的淨利潤為 $25

Oportun Financial Corp 有負債嗎？



是的，Oportun Financial Corp 的負債為 2,867

Oportun Financial Corp 的流通股有多少？



Oportun Financial Corp 的總流通股為 44.43

關鍵數據

前收市價

$4.61

開盤價

$4.52

當日範圍

$4.42 - $4.63

52週區間

$4.03 - $7.96

交易量

337.4K

平均成交量

499.7K

股息收益率

每股盈餘 (TTM)

0.53

市值

$204.2M

什麼是 OPRT？

Oportun Financial Corp. is a digital banking platform, which engages in the provision of credit and digital banking products include personal loans, secured personal loans, credit cards, savings, direct, and investment and retirement. The company is headquartered in San Carlos, California and currently employs 2,405 full-time employees. The company went IPO on 2019-09-26. The firm offers access to a suite of financial products, offered either directly or through partners, including lending and savings powered by artificial intelligence. The firm's credit products include unsecured and secured personal loans. Its unsecured personal loan is a fully amortizing installment loan with fixed payments throughout the life of the loan. Its secured personal loan is a personal installment loan product secured by an automobile. The company also offers automated savings, through its Set & Save platform. Its Set & Save product is designed to understand a member’s cash flows and save the right amount on a regular basis. The company reaches incremental members through its Lending as a Service lead generation program. The company allows consumers to become members and access its products through the Oportun Mobile App and the Oportun.com Website, which serve as its primary platforms for onboarding and providing member services.

功能特性

資源