AAME Financials: Atlantic American Corp AI Analysis

Home

Stock

AAME

Financials

AAME Financial

Atlantic American Corp

$2.4

-4.76%

$-0.12

At close: Mar 24, 16:00:00 GMT-4

$2.4

Post-market: Mar 24, 20:00:00 GMT-4

Overview Forecast Earnings Dividends Financials

Key Stats

Prev.Close

$2.52

Open

$2.53

Day's Range

$2.39 - $2.53

52 week range

$1.25 - $3.71

Volume

10.4K

Avg.Volume

16.5K

Dividend yield

1.52%

EPS (TTM)

0.24

Market Cap

$48.9M

What is AAME?

Atlantic American Corp. is an insurance holding company, which engages in the life, health, and property and casualty insurance industries. The company is headquartered in Atlanta, Georgia and currently employs 153 full-time employees. The Company’s principal insurance subsidiaries are American Southern Insurance Company and American Safety Insurance Company (American Southern) within the property and casualty insurance industry and Bankers Fidelity Life Insurance Company, Bankers Fidelity Assurance Company and Atlantic Capital Life Assurance Company (Bankers Fidelity) within the life and health insurance industry. American Southern's primary product lines include commercial automobile insurance, general liability insurance, and surety bonds. Bankers Fidelity comprises the life and health operations of the Company and offers a variety of life and supplemental health products. Products offered by Bankers Fidelity include ordinary life insurance, Medicare supplements and other accident and health insurance products.



Features

AI Copilot for Stock & Crypto

Resources

Market

Income

Balance sheet

Cash flow

Annual

Quarterly

AAME Income

Financials in millions USD. Fiscal year is February - January.

Breakdown	TTM	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020
Revenue	208	188	186	187	199	195
Revenue Growth (YoY)	12%	1%	-1%	-6%	2%	-2%
Cost of Revenue	--	--	--	--	--	--
Gross Profit	--	--	--	--	--	--
Selling, General & Admin	49	48	46	46	47	46
Research & Development	--	--	--	--	--	--
Operating Expenses	198	190	184	183	192	178
Other Non Operating Income (Expenses)	--	--	--	--	--	--
Pretax Income	6	-5	0	2	5	15
Income Tax Expense	1	0	0	0	1	3
Net Income	4	-4	0	1	3	11
Net Income Growth	-157%	--	-100%	-67%	-73%	--
Shares Outstanding (Diluted)	20.39	20.4	20.4	20.4	20.4	20.4
Shares Change (YoY)	0%	0%	0%	0%	0%	0%
EPS (Diluted)	0.22	-0.22	-0.02	0.06	0.19	0.58
EPS Growth	-162%	720%	-147%	-68%	-67%	-1,550%
Free Cash Flow	24	4	2	6	0	8
Free Cash Flow Per Share	--	--	--	--	--	--
Gross Margin	--	--	--	--	--	--
Operating Margin	4.32%	-0.53%	1.07%	2.13%	3.01%	8.71%
Profit Margin	1.92%	-2.12%	0%	0.53%	1.5%	5.64%
Free Cash Flow Margin	11.53%	2.12%	1.07%	3.2%	0%	4.1%
EBITDA	9	-1	2	4	31	37
EBITDA Margin	4.32%	-0.53%	1.07%	2.13%	15.57%	18.97%
D&A For EBITDA	0	0	0	0	25	20
EBIT	9	-1	2	4	6	17
EBIT Margin	4.32%	-0.53%	1.07%	2.13%	3.01%	8.71%
Effective Tax Rate	16.66%	0%	0%	0%	20%	20%

Follow-Up Questions

What are Atlantic American Corp's key financial statements?



According to the latest financial statement (Form-10K), Atlantic American Corp has a total asset of $393, Net loss of $-4

What are the key financial ratios for AAME?



Atlantic American Corp's Current ratio is 1.34, has a Net margin is -2.12, sales per share of $9.21.

How is Atlantic American Corp's revenue broken down by segment or geography?



Atlantic American Corp largest revenue segment is Bankers Fidelity, at a revenue of 117,136,000 in the most earnings release.For geography, United States is the primary market for Atlantic American Corp, at a revenue of 189,743,000.

Is Atlantic American Corp profitable?



no, according to the latest financial statements, Atlantic American Corp has a net loss of $-4

Does Atlantic American Corp have any liabilities?



yes, Atlantic American Corp has liability of 293

How many outstanding shares for Atlantic American Corp?



Atlantic American Corp has a total outstanding shares of 20.39

Atlantic American Corp (AAME) Financial

AAME Stock Price Chart