American Overseas Group Ltd. is a holding company engaging in the provision of insurance services. The firm operates through two segments: property/casualty insurance/reinsurance and corporate/other. The property/casualty segment provides insurance and reinsurance related to the United States (U.S.) short-tail personal lines. Its business group comprises categories including United States-based property and casualty insurance companies that provide non-standard auto insurance through specialty managing general agents (MGAs); Barbados-based affiliated reinsurance companies that assume and reinsure a small portion of the U.S.-sourced non-standard auto business, and the United States-based management services company. The firm provides access to the United States property and casualty insurance underwriting capacity in the specialty niche of non-standard auto insurance through MGAs for a fee.
Financials in millions USD. Fiscal year is February - January.
Breakdown
TTM
12/31/2024
12/31/2023
12/31/2022
12/31/2021
12/31/2020
Revenue
77
75
49
33
32
24
Revenue Growth (YoY)
13%
53%
48%
3%
33%
118%
Cost of Revenue
--
--
--
--
--
--
Gross Profit
--
--
--
--
--
--
Selling, General & Admin
13
12
12
11
14
12
Research & Development
--
--
--
--
--
--
Operating Expenses
61
60
41
32
35
28
Other Non Operating Income (Expenses)
--
--
--
--
--
--
Pretax Income
13
12
5
0
-4
-5
Income Tax Expense
3
2
0
0
0
0
Net Income
10
9
5
-1
-5
-5
Net Income Growth
67%
80%
-600%
-80%
0%
67%
Shares Outstanding (Diluted)
0.04
0.04
0.04
0.04
0.04
0.04
Shares Change (YoY)
0%
0%
0%
0%
1%
1%
EPS (Diluted)
228.27
200.08
113.55
-31.41
-117.08
-107.76
EPS Growth
53%
76%
-461%
-73%
9%
34%
Free Cash Flow
19
6
38
5
18
-52
Free Cash Flow Per Share
--
--
--
--
--
--
Gross Margin
--
--
--
--
--
--
Operating Margin
20.77%
18.66%
16.32%
0%
-9.37%
-12.5%
Profit Margin
12.98%
12%
10.2%
-3.03%
-15.62%
-20.83%
Free Cash Flow Margin
24.67%
8%
77.55%
15.15%
56.25%
-216.66%
EBITDA
--
--
--
--
--
--
EBITDA Margin
--
--
--
--
--
--
D&A For EBITDA
--
--
--
--
--
--
EBIT
16
14
8
0
-3
-3
EBIT Margin
20.77%
18.66%
16.32%
0%
-9.37%
-12.5%
Effective Tax Rate
23.07%
16.66%
0%
0%
0%
0%
Follow-Up Questions
What are American Overseas Group Ltd's key financial statements?
According to the latest financial statement (Form-10K), American Overseas Group Ltd has a total asset of $1,141, Net profit of $9
What are the key financial ratios for AOREF?
American Overseas Group Ltd's Current ratio is 1.04, has a Net margin is 12, sales per share of $1,595.74.
How is American Overseas Group Ltd's revenue broken down by segment or geography?
American Overseas Group Ltd largest revenue segment is Property/Casualty, at a revenue of 75,176,000 in the most earnings release.For geography, Bermuda is the primary market for American Overseas Group Ltd, at a revenue of 75,176,000.
Is American Overseas Group Ltd profitable?
yes, according to the latest financial statements, American Overseas Group Ltd has a net profit of $9
Does American Overseas Group Ltd have any liabilities?
yes, American Overseas Group Ltd has liability of 1,095
How many outstanding shares for American Overseas Group Ltd?
American Overseas Group Ltd has a total outstanding shares of 0.04