Banco de Chile SA engages in the provision of banking services. The company is headquartered in Santiago, Santiago. The Bank offers a range of banking services to its customers, ranging from individuals to corporations. The Bank's segments include Retail, which focuses on individuals and small and medium-sized companies, where the product offering focuses on consumer loans, commercial loans, checking accounts, credit cards, credit lines and mortgage loans; Wholesale, which focuses on corporate clients and companies, where the product offering focuses on commercial loans, checking accounts and liquidity management services, debt instruments, foreign trade, derivative contracts and leases; Treasury, which includes the associated revenues to the management of the investment portfolio and the business of financial transactions and currency trading, and Subsidiaries, which corresponds to companies and corporations controlled by the Bank.
Financials in millions USD. Fiscal year is February - January.
Breakdown
TTM
12/31/2025
12/31/2024
12/31/2023
12/31/2022
12/31/2021
Revenue
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Revenue Growth (YoY)
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Cost of Revenue
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Gross Profit
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Selling, General & Admin
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Research & Development
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Operating Expenses
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Other Non Operating Income (Expenses)
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Pretax Income
1,513,183
1,513,183
1,525,797
1,517,522
1,685,192
971,473
Income Tax Expense
320,921
320,921
318,405
273,887
275,757
178,550
Net Income
1,192,262
1,192,262
1,207,392
1,243,634
1,409,433
792,922
Net Income Growth
-1%
-1%
-3%
-12%
78%
71%
Shares Outstanding (Diluted)
101,017.08
101,017.08
101,017.08
101,017.08
101,017.08
101,017
Shares Change (YoY)
0%
0%
0%
0%
0%
0%
EPS (Diluted)
11.79
11.8
11.95
12.31
13.95
7.85
EPS Growth
-1%
-1%
-3%
-12%
78%
71%
Free Cash Flow
1,225,098
1,225,098
96,507
954,718
-411,721
2,363,689
Free Cash Flow Per Share
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Gross Margin
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Operating Margin
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Profit Margin
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Free Cash Flow Margin
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EBITDA
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EBITDA Margin
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D&A For EBITDA
95,110
95,110
94,244
91,951
84,205
76,798
EBIT
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EBIT Margin
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Effective Tax Rate
21.2%
21.2%
20.86%
18.04%
16.36%
18.37%
Follow-Up Questions
What are Banco de Chile's key financial statements?
According to the latest financial statement (Form-10K), Banco de Chile has a total asset of $54,100,903, Net profit of $1,192,262
What are the key financial ratios for BCH?
Banco de Chile's Current ratio is 1.12, has a Net margin is 0, sales per share of $0.
How is Banco de Chile's revenue broken down by segment or geography?
Banco de Chile largest revenue segment is Retail, at a revenue of 1,816,241,000,000 in the most earnings release.For geography, Chile is the primary market for Banco de Chile, at a revenue of 2,997,276,000,000.
Is Banco de Chile profitable?
yes, according to the latest financial statements, Banco de Chile has a net profit of $1,192,262
Does Banco de Chile have any liabilities?
yes, Banco de Chile has liability of 48,301,369
How many outstanding shares for Banco de Chile?
Banco de Chile has a total outstanding shares of 101,017.08