BankUnited, Inc. is a holding company, which engages in the provision of commercial and consumer banking services through its subsidiary, BankUnited, N.A.. Its services include corporate banking, commercial real estate, treasury management, business checking accounts, business online banking solutions, and home mortgages. The company is headquartered in Miami Lakes, Florida and currently employs 1,785 full-time employees. The company went IPO on 2011-01-28. The Bank provides a full range of commercial lending and both commercial and consumer deposit services through banking centers located in Florida, the New York metropolitan area and Dallas, Texas, and a comprehensive suite of wholesale products to customers through an Atlanta office focused on the Southeast region. The Bank’s lending products include commercial loans, commercial real estate loans, residential mortgages and other consumer loans. The company offers traditional deposit products including commercial and consumer checking accounts, money market deposit accounts, savings accounts and certificates of deposit with a variety of terms and rates, as well as a robust suite of treasury, payments and cash management services. The Bank provides certain commercial lending and deposit products through national platforms and certain consumer deposit products through an online channel.
Financials in millions USD. Fiscal year is February - January.
Breakdown
TTM
12/31/2025
12/31/2024
12/31/2023
12/31/2022
12/31/2021
Revenue
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Revenue Growth (YoY)
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Cost of Revenue
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Gross Profit
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Selling, General & Admin
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Research & Development
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Operating Expenses
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Other Non Operating Income (Expenses)
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Pretax Income
361
361
316
237
375
449
Income Tax Expense
93
93
83
58
90
34
Net Income
262
262
228
175
279
409
Net Income Growth
15%
15%
30%
-37%
-32%
115.99%
Shares Outstanding (Diluted)
73.66
74.3
73.97
73.52
78.8
90.4
Shares Change (YoY)
0%
0%
1%
-7%
-13%
-1%
EPS (Diluted)
3.56
3.53
3.08
2.38
3.55
4.52
EPS Growth
15%
15%
30%
-33%
-21%
119%
Free Cash Flow
358
358
433
657
1,293
1,176
Free Cash Flow Per Share
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Gross Margin
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Operating Margin
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Profit Margin
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Free Cash Flow Margin
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EBITDA
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EBITDA Margin
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D&A For EBITDA
51
51
60
74
77
78
EBIT
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EBIT Margin
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Effective Tax Rate
25.76%
25.76%
26.26%
24.47%
24%
7.57%
Follow-Up Questions
What are BankUnited Inc's key financial statements?
According to the latest financial statement (Form-10K), BankUnited Inc has a total asset of $35,039, Net profit of $262
What are the key financial ratios for BKU?
BankUnited Inc's Current ratio is 1.09, has a Net margin is 0, sales per share of $0.
How is BankUnited Inc's revenue broken down by segment or geography?
BankUnited Inc largest revenue segment is Agency, at a revenue of 304,744,000 in the most earnings release.For geography, UK Revenue is the primary market for BankUnited Inc, at a revenue of 419,650,000.
Is BankUnited Inc profitable?
yes, according to the latest financial statements, BankUnited Inc has a net profit of $262
Does BankUnited Inc have any liabilities?
yes, BankUnited Inc has liability of 31,985
How many outstanding shares for BankUnited Inc?
BankUnited Inc has a total outstanding shares of 74.13