Santander Bank Polska SA, formerly Bank Zachodni WBK SA, is a Poland-based commercial bank. It offers a range of banking services for private and business entities. The Bank operates through a network of retail branches in Poland, as well as automatic teller machines (ATM). Its operations are supported by mobile sellers, who are able to reach its clients in smaller cities. It also offers such services as securities intermediation, leasing, factoring, asset and fund management, insurance, and shares trading. The Bank issues payment cards and credit cards. Its customers are also offered access to their funds via the Internet, fixed-line telephones and mobile phones. As of December 31, 2012, it operated such wholly owned subsidiaries as Kredyt Trade Sp. z o.o. w likwidacji, Kredyt Lease SA, BFI Serwis Sp. z o.o. and Lizar Sp. z o.o. On January 4, 2013, Bank Zachodni WBK SA acquired the entire stake of Kredyt Bank SA.
Financials in millions USD. Fiscal year is February - January.
Breakdown
TTM
12/31/2025
12/31/2024
12/31/2023
12/31/2022
12/31/2021
Revenue
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Revenue Growth (YoY)
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Cost of Revenue
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Gross Profit
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Selling, General & Admin
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Research & Development
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Operating Expenses
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Other Non Operating Income (Expenses)
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Pretax Income
8,377
8,259
7,234
6,850
4,352
2,058
Income Tax Expense
1,753
1,726
1,893
1,902
1,344
805
Net Income
6,478
6,478
5,212
4,831
2,799
1,112
Net Income Growth
24%
24%
8%
73%
152%
7%
Shares Outstanding (Diluted)
102.18
102.18
102.18
102.18
102.18
102
Shares Change (YoY)
0%
0%
0%
0%
0%
0%
EPS (Diluted)
63.4
63.4
51.01
47.27
27.39
10.9
EPS Growth
24%
24%
8%
73%
151%
7%
Free Cash Flow
10,013
10,013
2,571
8,615
8,276
9,565
Free Cash Flow Per Share
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Gross Margin
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Operating Margin
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Profit Margin
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Free Cash Flow Margin
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EBITDA
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EBITDA Margin
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D&A For EBITDA
598
598
614
569
523
579
EBIT
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EBIT Margin
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Effective Tax Rate
20.92%
20.89%
26.16%
27.76%
30.88%
39.11%
Follow-Up Questions
What are Santander Bank Polska S.A.'s key financial statements?
According to the latest financial statement (Form-10K), Santander Bank Polska S.A. has a total asset of $308,150, Net profit of $6,478
What are the key financial ratios for BKZHY?
Santander Bank Polska S.A.'s Current ratio is 1.12, has a Net margin is 0, sales per share of $0.
How is Santander Bank Polska S.A.'s revenue broken down by segment or geography?
Santander Bank Polska S.A. largest revenue segment is Retail Banking, at a revenue of 10,329,520,000 in the most earnings release.For geography, Poland is the primary market for Santander Bank Polska S.A., at a revenue of 17,811,205,000.
Is Santander Bank Polska S.A. profitable?
yes, according to the latest financial statements, Santander Bank Polska S.A. has a net profit of $6,478
Does Santander Bank Polska S.A. have any liabilities?
yes, Santander Bank Polska S.A. has liability of 272,724
How many outstanding shares for Santander Bank Polska S.A.?
Santander Bank Polska S.A. has a total outstanding shares of 102.18