Bendigo & Adelaide Bank Ltd. engages in banking and financial services including consumer, residential, business, rural and commercial lending, deposit-taking, payments and foreign exchange services, wealth management, margin lending, superannuation, and treasury. The company is headquartered in Bendigo, Victoria and currently employs 4,762 full-time employees. The company is engaged in the provision of a range of banking and other financial services, including consumer, residential, business, rural and commercial lending, deposit taking, payments services, wealth management, margin lending, treasury and foreign exchange services. Its Consumer division focuses on engaging with and servicing its consumer customers and includes the branch network, Up digital bank, mobile relationship managers, third party banking channels, wealth services, cards and payments, home safe and customer support functions. Its Business and Agribusiness segments focus on servicing business customers and includes Business Banking, Portfolio Funding, and Agribusiness, which includes all banking services provided to its agribusiness and farming customers. Corporate includes the results of its support functions including treasury, technology, property services, finance, risk and others.
Financials in millions USD. Fiscal year is February - January.
Breakdown
TTM
06/30/2025
06/30/2024
06/30/2023
06/30/2022
06/30/2021
Revenue
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Revenue Growth (YoY)
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Cost of Revenue
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Gross Profit
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Selling, General & Admin
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Research & Development
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Operating Expenses
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Other Non Operating Income (Expenses)
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Pretax Income
132
105
797
724
701
753
Income Tax Expense
216
202
252
227
213
229
Net Income
-83
-97
545
497
488
524
Net Income Growth
-117%
-118%
10%
2%
-7%
173%
Shares Outstanding (Diluted)
636.73
565.64
662.91
661.96
649.6
657.1
Shares Change (YoY)
0%
-15%
0%
2%
-1%
9%
EPS (Diluted)
-0.13
-0.17
0.82
0.75
0.75
0.79
EPS Growth
-118%
-121%
10%
0%
-5%
155%
Free Cash Flow
-4,224
1,678
-5,943
5,675
-3,264
6,113
Free Cash Flow Per Share
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Gross Margin
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Operating Margin
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Profit Margin
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Free Cash Flow Margin
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EBITDA
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EBITDA Margin
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D&A For EBITDA
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EBIT
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EBIT Margin
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Effective Tax Rate
163.63%
192.38%
31.61%
31.35%
30.38%
30.41%
Follow-Up Questions
What are Bendigo and Adelaide Bank Limited's key financial statements?
According to the latest financial statement (Form-10K), Bendigo and Adelaide Bank Limited has a total asset of $103,218, Net loss of $-97
What are the key financial ratios for BXRBF?
Bendigo and Adelaide Bank Limited's Current ratio is 1.06, has a Net margin is 0, sales per share of $0.
How is Bendigo and Adelaide Bank Limited's revenue broken down by segment or geography?
Bendigo and Adelaide Bank Limited largest revenue segment is Consumer, at a revenue of 1,125,700,000 in the most earnings release.For geography, Australia is the primary market for Bendigo and Adelaide Bank Limited, at a revenue of 2,033,300,000.
Is Bendigo and Adelaide Bank Limited profitable?
no, according to the latest financial statements, Bendigo and Adelaide Bank Limited has a net loss of $-97
Does Bendigo and Adelaide Bank Limited have any liabilities?
yes, Bendigo and Adelaide Bank Limited has liability of 96,548
How many outstanding shares for Bendigo and Adelaide Bank Limited?
Bendigo and Adelaide Bank Limited has a total outstanding shares of 563.86