Cass Information Systems, Inc. engages in the provision of integrated information and payment management solutions. The company is headquartered in St. Louis, Missouri and currently employs 923 full-time employees. The firm enables enterprises to control their supply chains, communications networks, facilities and other operations. Its segments include Information Services and Banking Services. The Information Services segment provides transportation, energy, telecommunication, and environmental invoice processing and payment services to large corporations. In addition, this segment provides church management software and on-line generosity services primarily for faith-based ministries. The firm's AcuAudit is a premier freight audit platform for ocean and international air freight. The Banking Services segment provides banking services primarily to privately held businesses, franchise restaurants and faith-based ministries, as well as supporting the banking needs of the Information Services segment. The firm's bank subsidiary, Cass Commercial Bank, supports its payment operations.
Financials in millions USD. Fiscal year is February - January.
Breakdown
TTM
06/30/2026
03/31/2026
12/31/2025
09/30/2025
06/30/2025
Revenue
214
54
53
53
54
48
Revenue Growth (YoY)
2%
13%
4%
-4%
-2%
-11%
Cost of Revenue
15
4
3
3
4
4
Gross Profit
199
50
49
49
49
44
Selling, General & Admin
120
28
30
30
30
30
Research & Development
--
--
--
--
--
--
Operating Expenses
153
37
38
39
38
38
Other Non Operating Income (Expenses)
--
--
--
--
--
--
Pretax Income
45
13
10
9
11
6
Income Tax Expense
8
2
2
1
2
1
Net Income
36
10
8
8
9
8
Net Income Growth
44%
25%
0%
100%
350%
100%
Shares Outstanding (Diluted)
12.8
12.8
13.15
13.24
13.39
13.51
Shares Change (YoY)
-5%
-5%
-4%
-3%
-3%
-2%
EPS (Diluted)
2.86
0.82
0.66
0.61
0.68
0.65
EPS Growth
53%
27%
2%
85%
223%
100%
Free Cash Flow
--
--
12
4
11
-2
Free Cash Flow Per Share
--
--
--
--
--
--
Gross Margin
92.99%
92.59%
92.45%
92.45%
90.74%
91.66%
Operating Margin
21.02%
24.07%
18.86%
16.98%
20.37%
12.5%
Profit Margin
16.82%
18.51%
15.09%
15.09%
16.66%
16.66%
Free Cash Flow Margin
--
--
22.64%
7.54%
20.37%
-4.16%
EBITDA
46
13
10
9
11
6
EBITDA Margin
21.49%
24.07%
18.86%
16.98%
20.37%
12.5%
D&A For EBITDA
1
0
0
0
0
0
EBIT
45
13
10
9
11
6
EBIT Margin
21.02%
24.07%
18.86%
16.98%
20.37%
12.5%
Effective Tax Rate
17.77%
15.38%
20%
11.11%
18.18%
16.66%
Follow-Up Questions
What are Cass Information Systems Inc's key financial statements?
According to the latest financial statement (Form-10K), Cass Information Systems Inc has a total asset of $0, Net loss of $0
What are the key financial ratios for CASS?
Cass Information Systems Inc's Current ratio is 0, has a Net margin is 0, sales per share of $0.
How is Cass Information Systems Inc's revenue broken down by segment or geography?
Cass Information Systems Inc largest revenue segment is Information Services, at a revenue of 154,515,000 in the most earnings release.For geography, United States is the primary market for Cass Information Systems Inc, at a revenue of 190,750,000.
Is Cass Information Systems Inc profitable?
no, according to the latest financial statements, Cass Information Systems Inc has a net loss of $0
Does Cass Information Systems Inc have any liabilities?
no, Cass Information Systems Inc has liability of 0
How many outstanding shares for Cass Information Systems Inc?
Cass Information Systems Inc has a total outstanding shares of 0