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Question 1

What are Community Financial System Inc's key financial statements?

Accepted Answer

According to the latest financial statement (Form-10K), Community Financial System Inc has a total asset of $17,303, Net profit of $209

Question 2

What are the key financial ratios for CBU?

Accepted Answer

Community Financial System Inc's Current ratio is 1.13, has a Net margin is 0, sales per share of $0.

Question 3

How is Community Financial System Inc's revenue broken down by segment or geography?

Accepted Answer

Community Financial System Inc largest revenue segment is Banking, at a revenue of 456,529,000 in the most earnings release.For geography, United States is the primary market for Community Financial System Inc, at a revenue of 652,119,000.

Question 4

Is Community Financial System Inc profitable?

Accepted Answer

yes, according to the latest financial statements, Community Financial System Inc has a net profit of $209

Question 5

Does Community Financial System Inc have any liabilities?

Accepted Answer

yes, Community Financial System Inc has liability of 15,297

Question 6

How many outstanding shares for Community Financial System Inc?

Accepted Answer

Community Financial System Inc has a total outstanding shares of 52.68

Breakdown	TTM	12/31/2025	12/31/2024	12/31/2023	12/31/2022	12/31/2021
Revenue	--	--	--	--	--	--
Revenue Growth (YoY)	--	--	--	--	--	--
Cost of Revenue	--	--	--	--	--	--
Gross Profit	--	--	--	--	--	--
Selling, General & Admin	--	--	--	--	--	--
Research & Development	--	--	--	--	--	--
Operating Expenses	--	--	--	--	--	--
Other Non Operating Income (Expenses)	--	--	--	--	--	--
Pretax Income	275	275	236	168	240	241
Income Tax Expense	64	64	54	36	52	51
Net Income	209	209	181	131	187	189
Net Income Growth	-6%	15%	38%	-30%	-1%	15%
Shares Outstanding (Diluted)	52.72	52.82	52.88	53.72	54.2	54.4
Shares Change (YoY)	0%	0%	-2%	-1%	0%	2%
EPS (Diluted)	3.96	3.96	3.43	2.44	3.46	3.48
EPS Growth	-6%	15%	40%	-28.99%	-1%	13%
Free Cash Flow	233	233	221	209	201	189
Free Cash Flow Per Share	--	--	--	--	--	--
Gross Margin	--	--	--	--	--	--
Operating Margin	--	--	--	--	--	--
Profit Margin	--	--	--	--	--	--
Free Cash Flow Margin	--	--	--	--	--	--
EBITDA	--	--	--	--	--	--
EBITDA Margin	--	--	--	--	--	--
D&A For EBITDA	30	30	28	28	30	30
EBIT	--	--	--	--	--	--
EBIT Margin	--	--	--	--	--	--
Effective Tax Rate	23.27%	23.27%	22.88%	21.42%	21.66%	21.16%

Community Financial System Inc (CBU) Financial

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