Columbia Financial, Inc. is a holding company, which engages in the provision of traditional banking and other financial services. The company is headquartered in Fair Lawn, New Jersey and currently employs 749 full-time employees. The company went IPO on 2018-04-20. Columbia Bank is a federally chartered savings bank in Fair Lawn, New Jersey that operates approximately 68 full-service banking offices and offers traditional financial services to consumers and businesses in its market area. The company attracts deposits from the general public and uses those funds to originate a variety of loans, including multifamily and commercial real estate loans, commercial business loans, one-to-four family real estate loans, construction loans, home equity loans and advances, and other consumer loans.
Financials in millions USD. Fiscal year is February - January.
Breakdown
TTM
12/31/2025
12/31/2024
12/31/2023
12/31/2022
12/31/2021
Revenue
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Revenue Growth (YoY)
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Cost of Revenue
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Gross Profit
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Selling, General & Admin
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Research & Development
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Operating Expenses
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Other Non Operating Income (Expenses)
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Pretax Income
67
67
-15
46
116
126
Income Tax Expense
16
16
-4
9
30
34
Net Income
51
51
-11
36
86
92
Net Income Growth
-564%
-564%
-131%
-57.99%
-7%
61%
Shares Outstanding (Diluted)
101.41
101.81
101.67
102.89
106.2
104.2
Shares Change (YoY)
0%
0%
-1%
-3%
2%
-5%
EPS (Diluted)
0.5
0.5
-0.11
0.35
0.81
0.88
EPS Growth
-543%
-544%
-133%
-56.99%
-8%
69%
Free Cash Flow
58
58
25
33
135
93
Free Cash Flow Per Share
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Gross Margin
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Operating Margin
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Profit Margin
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Free Cash Flow Margin
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EBITDA
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EBITDA Margin
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D&A For EBITDA
10
10
10
10
9
7
EBIT
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EBIT Margin
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Effective Tax Rate
23.88%
23.88%
26.66%
19.56%
25.86%
26.98%
Follow-Up Questions
What are Columbia Financial Inc's key financial statements?
According to the latest financial statement (Form-10K), Columbia Financial Inc has a total asset of $11,018, Net profit of $51
What are the key financial ratios for CLBK?
Columbia Financial Inc's Current ratio is 1.11, has a Net margin is 0, sales per share of $0.
How is Columbia Financial Inc's revenue broken down by segment or geography?
Columbia Financial Inc largest revenue segment is Banking and Related Activities, at a revenue of 179,876,000 in the most earnings release.For geography, United States is the primary market for Columbia Financial Inc, at a revenue of 179,876,000.
Is Columbia Financial Inc profitable?
yes, according to the latest financial statements, Columbia Financial Inc has a net profit of $51
Does Columbia Financial Inc have any liabilities?
yes, Columbia Financial Inc has liability of 9,858
How many outstanding shares for Columbia Financial Inc?
Columbia Financial Inc has a total outstanding shares of 103.98