CMRB Financials: First Commerce Bancorp Inc AI Analysis

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Financials

CMRB Financial

First Commerce Bancorp Inc

$6.6

At close: Jun 18, 16:00:00 GMT-4

$6.6

Post-market: Jun 18, 20:00:00 GMT-4

Overview Forecast Earnings Dividends Financials

Key Stats

Prev.Close

$6.6

Open

$6.58

Day's Range

$6.58 - $6.6

52 week range

$4.51 - $6.78

Volume

142

Avg.Volume

8.4K

Dividend yield

EPS (TTM)

Market Cap

$157.0M

What is CMRB?

First Commerce Bancorp Inc. is a full-service commercial bank, which focuses on the banking needs of small to medium-sized businesses, professional entities, governmental agencies, and individuals. The company is headquartered in Lewisburg, Tennessee. The company is the parent company of First Commerce Bank (CMRB).

Features

Markets

News

Breakdown	TTM	03/31/2026	12/31/2025	09/30/2025	06/30/2025	03/31/2025
Revenue	298	79	73	74	71	71
Revenue Growth (YoY)	17%	11%	18%	23%	22%	9%
Cost of Revenue	214	54	54	52	53	50
Gross Profit	84	24	19	21	18	20
Selling, General & Admin	--	--	--	--	--	--
Research & Development	--	--	--	--	--	--
Operating Expenses	51	13	12	12	12	14
Other Non Operating Income (Expenses)	21	4	19	-1	0	0
Pretax Income	12	5	20	-4	-7	-5
Income Tax Expense	0	0	0	0	0	0
Net Income	5	0	17	-4	-7	-5
Net Income Growth	-115.99%	-100%	-289%	-50%	17%	--
Shares Outstanding (Diluted)	5.45	5.45	5.39	5.27	4.81	4.61
Shares Change (YoY)	18%	18%	19%	22%	12%	9%
EPS (Diluted)	1	0.06	3.32	-0.93	-1.62	-1.23
EPS Growth	-114.99%	-105%	-257%	-54%	1%	816%
Free Cash Flow	-4	11	-12	3	-6	3
Free Cash Flow Per Share	--	--	--	--	--	--
Gross Margin	28.18%	30.37%	26.02%	28.37%	25.35%	28.16%
Operating Margin	11.07%	12.65%	9.58%	12.16%	7.04%	8.45%
Profit Margin	1.67%	0%	23.28%	-5.4%	-9.85%	-7.04%
Free Cash Flow Margin	-1.34%	13.92%	-16.43%	4.05%	-8.45%	4.22%
EBITDA	198	50	48	50	46	45
EBITDA Margin	66.44%	63.29%	65.75%	67.56%	64.78%	63.38%
D&A For EBITDA	165	40	41	41	41	39
EBIT	33	10	7	9	5	6
EBIT Margin	11.07%	12.65%	9.58%	12.16%	7.04%	8.45%
Effective Tax Rate	0%	0%	0%	0%	0%	0%

Breakdown

TTM

03/31/2026

12/31/2025

09/30/2025

06/30/2025

03/31/2025

Revenue

298

Revenue Growth (YoY)

17%

11%

18%

23%

22%

Cost of Revenue

214

Gross Profit

Selling, General & Admin

Research & Development

Operating Expenses

Other Non Operating Income (Expenses)

-1

Pretax Income

-4

-7

-5

Income Tax Expense

Net Income

-4

-7

-5

Net Income Growth

-115.99%

-100%

-289%

-50%

17%

Shares Outstanding (Diluted)

5.45

5.39

5.27

4.81

4.61

Shares Change (YoY)

18%

19%

22%

12%

EPS (Diluted)

0.06

3.32

-0.93

-1.62

-1.23

EPS Growth

-114.99%

-105%

-257%

-54%

816%

Free Cash Flow

-4

-12

-6

Free Cash Flow Per Share

Gross Margin

28.18%

30.37%

26.02%

28.37%

25.35%

28.16%

Operating Margin

11.07%

12.65%

9.58%

12.16%

7.04%

8.45%

Profit Margin

1.67%

23.28%

-5.4%

-9.85%

-7.04%

Free Cash Flow Margin

-1.34%

13.92%

-16.43%

4.05%

-8.45%

4.22%

EBITDA

198

EBITDA Margin

66.44%

63.29%

65.75%

67.56%

64.78%

63.38%

D&A For EBITDA

165

EBIT

EBIT Margin

11.07%

12.65%

9.58%

12.16%

7.04%

8.45%

Effective Tax Rate

Follow-Up Questions

What are First Commerce Bancorp Inc's key financial statements?

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According to the latest financial statement (Form-10K), Katapult Holdings Inc has a total asset of $0, Net loss of $0

What are the key financial ratios for CMRB?

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Katapult Holdings Inc's Current ratio is 0, has a Net margin is 0, sales per share of $0.

How is First Commerce Bancorp Inc's revenue broken down by segment or geography?

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Katapult Holdings Inc largest revenue segment is Rental, at a revenue of 287,161,000 in the most earnings release.For geography, United States is the primary market for Katapult Holdings Inc, at a revenue of 291,761,000.

Is First Commerce Bancorp Inc profitable?

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no, according to the latest financial statements, Katapult Holdings Inc has a net loss of $0

Does First Commerce Bancorp Inc have any liabilities?

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no, Katapult Holdings Inc has liability of 0

How many outstanding shares for First Commerce Bancorp Inc?

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Katapult Holdings Inc has a total outstanding shares of 0

First Commerce Bancorp Inc (CMRB) Financial

CMRB Stock Price Chart

Key Stats

Prev.Close

Open

Day's Range

52 week range

Volume

Avg.Volume

Dividend yield

EPS (TTM)

Market Cap

What is CMRB?

First Commerce Bancorp Inc (CMRB) Financial

CMRB Stock Price Chart

Key Stats

Prev.Close

Open

Day's Range

52 week range

Volume

Avg.Volume

Dividend yield

EPS (TTM)

Market Cap

What is CMRB?

CMRB Income

Follow-Up Questions

What are First Commerce Bancorp Inc's key financial statements?

What are the key financial ratios for CMRB?

How is First Commerce Bancorp Inc's revenue broken down by segment or geography?

Is First Commerce Bancorp Inc profitable?

Does First Commerce Bancorp Inc have any liabilities?

How many outstanding shares for First Commerce Bancorp Inc?