Community West Bancshares is a bank holding company, which engages in the provision of business and personal banking, and wealth management services. The company is headquartered in Fresno, California. The firm is the holding company for Community West Bank (the Bank). The principal business activities of the Company are relationship banking, manufactured housing lending and government-guaranteed lending. Its personal banking services include checking, savings, personal loans, real estate loans, personal credit cards, online banking, mobile banking, bill pay, Zelle, eStatements, Certificates of Deposit (CDs) & money markets, Visa Debit Cards, and IRAs. Its business banking services include business loans, agriculture loans, SBA loans, real estate loans, business credit cards, cash management services, business online banking, merchant card services and others. The Bank operates 26 full-service Banking Centers throughout Central California, from Sacramento in the north, throughout the San Joaquin Valley and west to the Coast.
Financials in millions USD. Fiscal year is February - January.
Breakdown
TTM
12/31/2023
12/31/2022
12/31/2021
12/31/2020
12/31/2019
Revenue
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Revenue Growth (YoY)
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Cost of Revenue
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Gross Profit
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Selling, General & Admin
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Research & Development
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Operating Expenses
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Other Non Operating Income (Expenses)
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Pretax Income
10
10
18
18
11
11
Income Tax Expense
3
3
5
5
3
3
Net Income
7
7
13
13
8
7
Net Income Growth
-46%
-46%
0%
63%
14%
0%
Shares Outstanding (Diluted)
9.58
9.03
8.89
8.72
8.54
8.58
Shares Change (YoY)
7%
2%
2%
2%
0%
2%
EPS (Diluted)
0.76
0.81
1.51
1.5
0.97
0.93
EPS Growth
-50%
-46%
1%
55%
4%
6%
Free Cash Flow
24
18
5
22
15
11
Free Cash Flow Per Share
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Gross Margin
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Operating Margin
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Profit Margin
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Free Cash Flow Margin
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EBITDA
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EBITDA Margin
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D&A For EBITDA
3
9
0
0
0
0
EBIT
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EBIT Margin
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Effective Tax Rate
30%
30%
27.77%
27.77%
27.27%
27.27%
Follow-Up Questions
What are Community West Bancshares's key financial statements?
According to the latest financial statement (Form-10K), Community West Bancshares has a total asset of $1,087, Net profit of $7
What are the key financial ratios for CWBC?
Community West Bancshares's Current ratio is 1.11, has a Net margin is 0, sales per share of $0.
How is Community West Bancshares's revenue broken down by segment or geography?
Community West Bancshares largest revenue segment is Banking and Related Activities, at a revenue of 89,449,000 in the most earnings release.For geography, United States is the primary market for Community West Bancshares, at a revenue of 89,449,000.
Is Community West Bancshares profitable?
yes, according to the latest financial statements, Community West Bancshares has a net profit of $7
Does Community West Bancshares have any liabilities?
yes, Community West Bancshares has liability of 971
How many outstanding shares for Community West Bancshares?
Community West Bancshares has a total outstanding shares of 8.87