Century Financial Corp. is a bank holding company of Century Bank and Trust, which provides commercial banking services. The company is headquartered in Rochester, Pennsylvania. The company went IPO on 2000-04-11. The firm's primary deposit products are checking, savings, and term certificate accounts. Its primary lending products are residential mortgage, commercial, and installment consumer loans. Its real estate loans are secured by both residential and commercial real estate. Its subsidiary includes Century Bank and Trust, combined with its wholly owned subsidiaries, Century Insurance Services and Century Mortgage Services. Its segments include Commercial, Residential real estate, and Consumer. Under Commercial segment, it offers loans to businesses that are sole proprietorships, partnerships, limited liability companies and corporations. Under Residential real estate segment, it offers loans to purchase or refinance one- to four-family residences. Under Consumer segment, it offers term loans or lines of credit for the purchase of consumer goods, vehicles or home improvement.
Financials in millions USD. Fiscal year is February - January.
Breakdown
TTM
12/31/2024
12/31/2023
12/31/2022
12/31/2021
12/31/2020
Revenue
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Revenue Growth (YoY)
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Cost of Revenue
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Gross Profit
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--
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Selling, General & Admin
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Research & Development
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Operating Expenses
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Other Non Operating Income (Expenses)
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Pretax Income
8
11
9
7
6
6
Income Tax Expense
1
2
1
1
1
1
Net Income
6
9
8
5
5
5
Net Income Growth
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13%
60%
0%
0%
25%
Shares Outstanding (Diluted)
1.64
1.66
1.69
1.75
1.81
1.84
Shares Change (YoY)
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-2%
-3%
-3%
-2%
-3%
EPS (Diluted)
4.2
5.41
4.7
3.35
2.95
2.8
EPS Growth
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15%
41%
14%
5%
15%
Free Cash Flow
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9
7
6
7
3
Free Cash Flow Per Share
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Gross Margin
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Operating Margin
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Profit Margin
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Free Cash Flow Margin
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EBITDA
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EBITDA Margin
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D&A For EBITDA
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0
0
0
0
0
EBIT
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EBIT Margin
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Effective Tax Rate
12.5%
18.18%
11.11%
14.28%
16.66%
16.66%
Follow-Up Questions
What are Century Financial Corp's key financial statements?
According to the latest financial statement (Form-10K), Century Financial Corp has a total asset of $467, Net profit of $9
What are the key financial ratios for CYFL?
Century Financial Corp's Current ratio is 1.13, has a Net margin is 0, sales per share of $0.
How is Century Financial Corp's revenue broken down by segment or geography?
Century Financial Corp largest revenue segment is Banking and Related Activities, at a revenue of 25,164,000 in the most earnings release.For geography, United States is the primary market for Century Financial Corp, at a revenue of 25,164,000.
Is Century Financial Corp profitable?
yes, according to the latest financial statements, Century Financial Corp has a net profit of $9
Does Century Financial Corp have any liabilities?
yes, Century Financial Corp has liability of 410
How many outstanding shares for Century Financial Corp?
Century Financial Corp has a total outstanding shares of 1.65
