ENB Financial Corp. is a bank holding company, which engages in the provision of financial services to individuals and small-to-medium-sized businesses in the market area. The company is headquartered in Ephrata, Pennsylvania and currently employs 294 full-time employees. The Company’s subsidiary, Ephrata National Bank (the Bank), is a full-service commercial bank. The company provides a range of financial services to individuals and small-to-medium-sized businesses in the market area. The Bank offers a range of demand accounts, in addition to savings and time deposits. The company also offers secured and unsecured commercial, real estate, and consumer loans. Its ancillary services include direct deposit and direct payments of funds through Electronic Funds Transfer, Automatic Teller Machine linked to the NYCE network, telephone banking, MasterCard debit cards, Visa or MasterCard credit cards and safe deposit box facilities. The Bank offers internet banking, including bill pay and wire transfer capabilities, remote deposit capture, and an ENB Bank on the Go! App for iPhones or Android phones. The company also offers a full complement of trust and investment advisory services through ENB’s Wealth Solutions.
Financials in millions USD. Fiscal year is February - January.
Breakdown
TTM
12/31/2024
12/31/2023
12/31/2022
12/31/2021
12/31/2020
Revenue
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Revenue Growth (YoY)
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Cost of Revenue
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Gross Profit
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Selling, General & Admin
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Research & Development
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Operating Expenses
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Other Non Operating Income (Expenses)
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Pretax Income
24
18
14
16
17
14
Income Tax Expense
4
3
2
2
2
2
Net Income
19
15
12
14
14
12
Net Income Growth
19%
25%
-14%
0%
17%
9%
Shares Outstanding (Diluted)
5.68
5.65
5.64
5.58
5.57
5.58
Shares Change (YoY)
0%
0%
1%
0%
0%
-2%
EPS (Diluted)
3.48
2.7
2.19
2.61
2.68
2.2
EPS Growth
23%
23%
-16%
-2%
22%
9%
Free Cash Flow
18
10
28
19
11
15
Free Cash Flow Per Share
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Gross Margin
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Operating Margin
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Profit Margin
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Free Cash Flow Margin
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EBITDA
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EBITDA Margin
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D&A For EBITDA
2
2
2
1
1
1
EBIT
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EBIT Margin
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Effective Tax Rate
16.66%
16.66%
14.28%
12.5%
11.76%
14.28%
Follow-Up Questions
What are ENB Financial Corp's key financial statements?
According to the latest financial statement (Form-10K), ENB Financial Corp has a total asset of $2,219, Net profit of $15
What are the key financial ratios for ENBP?
ENB Financial Corp's Current ratio is 1.06, has a Net margin is 0, sales per share of $0.
How is ENB Financial Corp's revenue broken down by segment or geography?
ENB Financial Corp largest revenue segment is Community Banking, at a revenue of 66,738,000 in the most earnings release.For geography, United States is the primary market for ENB Financial Corp, at a revenue of 66,738,000.
Is ENB Financial Corp profitable?
yes, according to the latest financial statements, ENB Financial Corp has a net profit of $15
Does ENB Financial Corp have any liabilities?
yes, ENB Financial Corp has liability of 2,088
How many outstanding shares for ENB Financial Corp?
ENB Financial Corp has a total outstanding shares of 5.65