EQB, Inc. operates as a holding company, which engages in the provision of financial services. The company is headquartered in Toronto, Ontario and currently employs 1,974 full-time employees. The company went IPO on 2004-03-18. The Company, through its wholly owned subsidiary, Equitable Bank, offers banking services. Its divisions include personal banking and commercial banking. Personal Banking product suite consists of deposits, single family residential mortgage loans, home equity lines of credit, reverse mortgages, insurance lending, and payment infrastructure partnerships. Commercial Banking includes business enterprise solutions, commercial finance group, multi-unit insured, specialized finance, equipment leasing, credit union & Concentra trust. The company lends through a network of mortgage and leasing brokers, lending partners, and other financial institutions. Its commercial loans involve lending on multi-unit residential, industrial and office buildings, and other commercial properties. The company offers a digital EQ Bank platform. The company offers wealth management through ACM Advisors, a majority owned subsidiary specializing in alternative assets.
Financials in millions USD. Fiscal year is February - January.
Breakdown
TTM
10/31/2025
10/31/2024
10/31/2023
12/31/2022
12/31/2021
Revenue
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Revenue Growth (YoY)
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Cost of Revenue
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Gross Profit
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Selling, General & Admin
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Research & Development
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Operating Expenses
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Other Non Operating Income (Expenses)
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Pretax Income
336
371
554
502
368
390
Income Tax Expense
97
104
152
130
98
97
Net Income
228
256
389
364
264
288
Net Income Growth
-42%
-34%
7%
38%
-8%
32%
Shares Outstanding (Diluted)
37.46
38.55
38.54
38
35
34.4
Shares Change (YoY)
-3%
0%
1%
9%
2%
1%
EPS (Diluted)
6.09
6.65
10.11
9.59
7.55
8.36
EPS Growth
-40%
-34%
5%
27%
-10%
28.99%
Free Cash Flow
380
287
-345
-1
-46
654
Free Cash Flow Per Share
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Gross Margin
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Operating Margin
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Profit Margin
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Free Cash Flow Margin
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EBITDA
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EBITDA Margin
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D&A For EBITDA
68
67
60
39
46
32
EBIT
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EBIT Margin
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Effective Tax Rate
28.86%
28.03%
27.43%
25.89%
26.63%
24.87%
Follow-Up Questions
What are EQB Inc.'s key financial statements?
According to the latest financial statement (Form-10K), EQB Inc. has a total asset of $53,493, Net profit of $256
What are the key financial ratios for EQGPF?
EQB Inc.'s Current ratio is 1.06, has a Net margin is 0, sales per share of $0.
How is EQB Inc.'s revenue broken down by segment or geography?
EQB Inc. largest revenue segment is Wealth Management, at a revenue of 13,134,311,000 in the most earnings release.For geography, China is the primary market for EQB Inc., at a revenue of 30,101,089,000.
Is EQB Inc. profitable?
yes, according to the latest financial statements, EQB Inc. has a net profit of $256