First Business Financial Services, Inc. operates as a bank holding company, which engages in the provision of commercial banking services. The company is headquartered in Madison, Wisconsin and currently employs 371 full-time employees. The company went IPO on 2005-10-07. The company is engaged in the commercial banking business through its bank subsidiary, First Business Bank (the Bank). The Bank operates as a business bank, delivering a full line of commercial banking products and services tailored to meet the specific needs of small and medium-sized businesses, business owners, executives, professionals, and high-net-worth individuals. Its products and services are focused on business banking, private wealth, and bank consulting. Within business banking, it offers commercial real estate lending, commercial and industrial lending, asset-based lending, accounts receivable financing, equipment financing, floorplan financing, vendor financing, small business administration lending and servicing, treasury management solutions and company retirement services. Its private wealth management services include trust and estate administration, financial planning, investment management and private banking.
Financials in millions USD. Fiscal year is February - January.
Breakdown
TTM
12/31/2025
12/31/2024
12/31/2023
12/31/2022
12/31/2021
Revenue
--
--
--
--
--
--
Revenue Growth (YoY)
--
--
--
--
--
--
Cost of Revenue
--
--
--
--
--
--
Gross Profit
--
--
--
--
--
--
Selling, General & Admin
--
--
--
--
--
--
Research & Development
--
--
--
--
--
--
Operating Expenses
--
--
--
--
--
--
Other Non Operating Income (Expenses)
--
--
--
--
--
--
Pretax Income
60
60
51
47
52
47
Income Tax Expense
10
10
6
10
11
11
Net Income
48
48
42
35
39
34
Net Income Growth
-4%
14%
20%
-10%
15%
112.99%
Shares Outstanding (Diluted)
8.17
8.15
8.14
8.13
8.2
8.3
Shares Change (YoY)
0%
0%
0%
-1%
-1%
-1%
EPS (Diluted)
5.94
5.94
5.19
4.33
4.75
4.17
EPS Growth
-5%
14%
20%
-9%
14%
112%
Free Cash Flow
61
61
57
49
35
35
Free Cash Flow Per Share
--
--
--
--
--
--
Gross Margin
--
--
--
--
--
--
Operating Margin
--
--
--
--
--
--
Profit Margin
--
--
--
--
--
--
Free Cash Flow Margin
--
--
--
--
--
--
EBITDA
--
--
--
--
--
--
EBITDA Margin
--
--
--
--
--
--
D&A For EBITDA
3
3
3
3
4
3
EBIT
--
--
--
--
--
--
EBIT Margin
--
--
--
--
--
--
Effective Tax Rate
16.66%
16.66%
11.76%
21.27%
21.15%
23.4%
Follow-Up Questions
What are First Business Financial Services Inc's key financial statements?
According to the latest financial statement (Form-10K), First Business Financial Services Inc has a total asset of $4,081, Net profit of $48
What are the key financial ratios for FBIZ?
First Business Financial Services Inc's Current ratio is 1.1, has a Net margin is 0, sales per share of $0.
How is First Business Financial Services Inc's revenue broken down by segment or geography?
First Business Financial Services Inc largest revenue segment is Commercial Banking, at a revenue of 153,457,000 in the most earnings release.For geography, United States is the primary market for First Business Financial Services Inc, at a revenue of 153,457,000.
Is First Business Financial Services Inc profitable?
yes, according to the latest financial statements, First Business Financial Services Inc has a net profit of $48
Does First Business Financial Services Inc have any liabilities?
yes, First Business Financial Services Inc has liability of 3,710
How many outstanding shares for First Business Financial Services Inc?
First Business Financial Services Inc has a total outstanding shares of 8.32