FirstCash Holdings, Inc. operates retail pawn stores in the United States and Latin America. The company is headquartered in Fort Worth, Texas and currently employs 22,000 full-time employees. The firm is also a provider of technology-driven, retail point-of-sale (POS) payment solutions. Its retail POS payment solutions business line consists solely of the operations of AFF, which focuses on LTO products and facilitating other retail financing payment options. Its U.S. pawn segment consists of pawn operations in the U.S. while the Latin America pawn segment consists of pawn operations in Mexico, Guatemala, El Salvador and Colombia. Its retail POS payment solutions segment consists of the operations of AFF in the U.S. and Puerto Rico. The company operates more than 3,300 pawn stores in the U.S., Latin America and the United Kingdom. Most of the stores buy and sell a variety of jewelry, electronics, tools, appliances, sporting goods, musical instruments and other merchandise, and all make small non-recourse pawn loans secured by pledged personal property.
Financials in millions USD. Fiscal year is February - January.
Breakdown
TTM
12/31/2025
12/31/2024
12/31/2023
12/31/2022
12/31/2021
Revenue
3,661
3,661
3,388
3,151
2,728
1,699
Revenue Growth (YoY)
8%
8%
8%
16%
61%
4%
Cost of Revenue
1,820
1,820
1,758
1,644
1,464
779
Gross Profit
1,840
1,840
1,629
1,507
1,264
919
Selling, General & Admin
1,155
1,155
1,074
1,008
876
676
Research & Development
--
--
--
--
--
--
Operating Expenses
1,251
1,251
1,178
1,116
868
704
Other Non Operating Income (Expenses)
--
--
--
--
--
--
Pretax Income
447
447
342
292
323
166
Income Tax Expense
117
117
83
73
70
41
Net Income
330
330
258
219
253
124
Net Income Growth
28%
28%
18%
-13%
104%
17%
Shares Outstanding (Diluted)
44.29
44.52
45.16
45.69
47.3
41
Shares Change (YoY)
-2%
-1%
-1%
-3%
15%
-1%
EPS (Diluted)
7.45
7.41
5.73
4.79
5.36
3.04
EPS Growth
30%
28.99%
19%
-10%
76%
19%
Free Cash Flow
469
469
385
285
433
181
Free Cash Flow Per Share
--
--
--
--
--
--
Gross Margin
50.25%
50.25%
48.08%
47.82%
46.33%
54.09%
Operating Margin
16.08%
16.08%
13.28%
12.4%
14.51%
12.65%
Profit Margin
9.01%
9.01%
7.61%
6.95%
9.27%
7.29%
Free Cash Flow Margin
12.81%
12.81%
11.36%
9.04%
15.87%
10.65%
EBITDA
700
700
554
500
499
260
EBITDA Margin
19.12%
19.12%
16.35%
15.86%
18.29%
15.3%
D&A For EBITDA
111
111
104
109
103
45
EBIT
589
589
450
391
396
215
EBIT Margin
16.08%
16.08%
13.28%
12.4%
14.51%
12.65%
Effective Tax Rate
26.17%
26.17%
24.26%
25%
21.67%
24.69%
Follow-Up Questions
What are Firstcash Holdings Inc's key financial statements?
According to the latest financial statement (Form-10K), Firstcash Holdings Inc has a total asset of $5,300, Net profit of $330
What are the key financial ratios for FCFS?
Firstcash Holdings Inc's Current ratio is 1.75, has a Net margin is 9.01, sales per share of $82.22.
How is Firstcash Holdings Inc's revenue broken down by segment or geography?
Firstcash Holdings Inc largest revenue segment is Retail Merchandise Sales, at a revenue of 1,668,410,000 in the most earnings release.For geography, U.S. Pawn is the primary market for Firstcash Holdings Inc, at a revenue of 1,753,382,000.
Is Firstcash Holdings Inc profitable?
yes, according to the latest financial statements, Firstcash Holdings Inc has a net profit of $330
Does Firstcash Holdings Inc have any liabilities?
yes, Firstcash Holdings Inc has liability of 3,024
How many outstanding shares for Firstcash Holdings Inc?
Firstcash Holdings Inc has a total outstanding shares of 43.97