Genworth Financial, Inc. engages in offering mortgage and long-term care insurance products. The company is headquartered in Glen Allen, Virginia and currently employs 2,960 full-time employees. The company went IPO on 2004-05-25. The firm is the holding company of Enact Holdings, Inc (Enact Holdings). The firm operates through three segments: Enact, Long-Term Care Insurance, and Life and Annuities. Through Enact Holdings and its mortgage insurance subsidiaries, it provides private mortgage insurance products and services in the United States and operates in all 50 states and the District of Columbia. The Enact segment is engaged in the business of writing and assuming residential mortgage guaranty insurance. The Long-Term Care Insurance segment includes long-term care insurance products. The Life and Annuities segment includes traditional and non-traditional life insurance (term, universal and term universal life insurance as well as corporate-owned life insurance and funding agreements), fixed annuities and variable annuities.
Financials in millions USD. Fiscal year is February - January.
Breakdown
TTM
12/31/2025
12/31/2024
12/31/2023
12/31/2022
12/31/2021
Revenue
7,205
7,301
7,295
7,325
7,509
7,833
Revenue Growth (YoY)
0%
0%
0%
-2%
-4%
-5%
Cost of Revenue
--
--
--
--
--
--
Gross Profit
--
--
--
--
--
--
Selling, General & Admin
1,009
1,009
977
942
1,371
1,223
Research & Development
--
--
--
--
--
--
Operating Expenses
6,763
6,763
6,585
7,067
6,423
6,491
Other Non Operating Income (Expenses)
--
--
--
--
--
--
Pretax Income
433
433
595
303
978
1,181
Income Tax Expense
84
84
158
104
239
263
Net Income
223
223
299
76
609
904
Net Income Growth
-25%
-25%
293%
-88%
-33%
408%
Shares Outstanding (Diluted)
396.4
414
439.4
474.9
511
515
Shares Change (YoY)
-7%
-6%
-7%
-7%
-1%
1%
EPS (Diluted)
0.56
0.53
0.68
0.16
1.19
1.75
EPS Growth
-20%
-21%
325%
-87%
-32%
415%
Free Cash Flow
327
327
88
597
1,049
437
Free Cash Flow Per Share
--
--
--
--
--
--
Gross Margin
--
--
--
--
--
--
Operating Margin
5.19%
5.12%
8.12%
3.52%
14.46%
17.13%
Profit Margin
3.09%
3.05%
4.09%
1.03%
8.11%
11.54%
Free Cash Flow Margin
4.53%
4.47%
1.2%
8.15%
13.96%
5.57%
EBITDA
605
605
842
522
1,103
1,019
EBITDA Margin
8.39%
8.28%
11.54%
7.12%
14.68%
13%
D&A For EBITDA
231
231
249
264
17
-323
EBIT
374
374
593
258
1,086
1,342
EBIT Margin
5.19%
5.12%
8.12%
3.52%
14.46%
17.13%
Effective Tax Rate
19.39%
19.39%
26.55%
34.32%
24.43%
22.26%
Follow-Up Questions
What are Genworth Financial Inc's key financial statements?
According to the latest financial statement (Form-10K), Genworth Financial Inc has a total asset of $88,083, Net profit of $223
What are the key financial ratios for GNW?
Genworth Financial Inc's Current ratio is 1.11, has a Net margin is 3.05, sales per share of $17.63.
How is Genworth Financial Inc's revenue broken down by segment or geography?
Genworth Financial Inc largest revenue segment is Long-term Care Insurance, at a revenue of 4,250,000,000 in the most earnings release.For geography, United States, Mexico, Bermuda and India is the primary market for Genworth Financial Inc, at a revenue of 7,295,000,000.
Is Genworth Financial Inc profitable?
yes, according to the latest financial statements, Genworth Financial Inc has a net profit of $223
Does Genworth Financial Inc have any liabilities?
yes, Genworth Financial Inc has liability of 79,333
How many outstanding shares for Genworth Financial Inc?
Genworth Financial Inc has a total outstanding shares of 391.83