GOVB Financials: Gouverneur Bancorp Inc AI Analysis

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GOVB Financial

Gouverneur Bancorp Inc

$17.5

0.8%

$0.14

As of today:Mar 24, 11:36:23 GMT-4

Overview Forecast Earnings Dividends Financials

Key Stats

Prev.Close

$17.36

Open

$17.5

Day's Range

$17.5 - $17.5

52 week range

$12 - $17.7

Volume

200

Avg.Volume

1.1K

Dividend yield

6.12%

EPS (TTM)

Market Cap

$18.5M

What is GOVB?

Gouverneur Bancorp, Inc. operates as a bank holding company for Gouverneur Savings & Loan Association. The company is headquartered in Gouverneur, New York and currently employs 37 full-time employees. The Bank is a New York chartered savings and loan association. The Bank offers deposit and loan services for businesses, families, and individuals. The Bank’s principal business consists of originating one-to-four-family residential real estate mortgage loans and, to a lesser extent, commercial real estate loans, construction loans and home equity loans and lines of credit. The company also offers commercial loans and consumer loans. The Bank offers a variety of retail deposits to the public in the areas surrounding its head office and its branch offices. The company offers its customers a variety of deposit products with interest rates. The Bank conducts business through its approximately five branch offices located in Jefferson and St. Lawrence Counties in New York. The company also operates a wholly-owned subsidiary, GS&L Municipal Bank, which is a New York-chartered limited purpose commercial bank.

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Quarterly

GOVB Income

Financials in millions USD. Fiscal year is February - January.

Breakdown	TTM	12/31/2025	12/31/2024	12/31/2023	12/31/2022	12/31/2021
Revenue	0	--	0	0	0	2
Revenue Growth (YoY)	--	--	--	--	-100%	0%
Cost of Revenue	--	--	--	0	0	1
Gross Profit	--	--	--	0	0	0
Selling, General & Admin	17	--	16	16	15	8
Research & Development	41	--	--	41	36	26
Operating Expenses	59	--	64	58	51	34
Other Non Operating Income (Expenses)	0	--	3	1	0	0
Pretax Income	-56	--	-61	-53	-50	-33
Income Tax Expense	--	--	--	--	--	0
Net Income	-56	--	-61	-53	-50	-33
Net Income Growth	-7%	--	15%	6%	52%	94%
Shares Outstanding (Diluted)	64.81	--	30	28.41	26.39	13.61
Shares Change (YoY)	109%	--	6%	8%	94%	-44%
EPS (Diluted)	-0.86	--	-2.04	-1.88	-1.91	-2.46
EPS Growth	-56%	--	8%	-1%	-22%	250.99%
Free Cash Flow	-45	-45	-55	-49	-44	-30
Free Cash Flow Per Share	--	--	--	--	--	--
Gross Margin	--	--	--	0%	0%	0%
Operating Margin	0%	--	0%	0%	0%	-1,650%
Profit Margin	0%	--	0%	0%	0%	-1,650%
Free Cash Flow Margin	0%	--	0%	0%	0%	-1,500%
EBITDA	-59	--	-64	-58	-51	-33
EBITDA Margin	0%	--	0%	0%	0%	-1,650%
D&A For EBITDA	0	0	0	0	0	0
EBIT	-59	--	-64	-58	-51	-33
EBIT Margin	0%	--	0%	0%	0%	-1,650%
Effective Tax Rate	--	--	--	--	--	0%

Follow-Up Questions

What are Gouverneur Bancorp Inc's key financial statements?

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According to the latest financial statement (Form-10K), Immuneering Corp has a total asset of $231, Net loss of $0

What are the key financial ratios for GOVB?

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Immuneering Corp's Current ratio is 17.76, has a Net margin is 0, sales per share of $0.

How is Gouverneur Bancorp Inc's revenue broken down by segment or geography?

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Immuneering Corp largest revenue segment is Agency, at a revenue of 304,744,000 in the most earnings release.For geography, UK Revenue is the primary market for Immuneering Corp, at a revenue of 419,650,000.

Is Gouverneur Bancorp Inc profitable?

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no, according to the latest financial statements, Immuneering Corp has a net loss of $0

Does Gouverneur Bancorp Inc have any liabilities?

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yes, Immuneering Corp has liability of 13

How many outstanding shares for Gouverneur Bancorp Inc?

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Immuneering Corp has a total outstanding shares of 0

Gouverneur Bancorp Inc (GOVB) Financial

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