Horizon Bancorp, Inc. (Indiana) is a bank holding company, which engages in the provision of commercial and retail banking services. The company is headquartered in Michigan City, Indiana. The company went IPO on 2001-12-20. Its retail offerings include prime residential and other secured consumer lending to in-market customers, as well as a range of personal banking and wealth management solutions. The company also provides a comprehensive array of in-market business banking and treasury management services, as well as equipment financing solutions for customers regionally and nationally, with commercial lending representing over half of total loans. The firm operates in a single segment, namely, commercial banking. The Bank maintains approximately 71 full-service offices. The company has wholly owned direct and indirect subsidiaries: Horizon Investments, Inc., Horizon Properties, Inc., Horizon Insurance Services, Inc., Horizon Grantor Trust and Wolverine Commercial Holdings, LLC.
Financials in millions USD. Fiscal year is February - January.
Breakdown
TTM
12/31/2025
12/31/2024
12/31/2023
12/31/2022
12/31/2021
Revenue
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Revenue Growth (YoY)
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Cost of Revenue
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Gross Profit
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Selling, General & Admin
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Research & Development
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Operating Expenses
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Other Non Operating Income (Expenses)
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Pretax Income
-201
-201
27
38
105
102
Income Tax Expense
-50
-50
-8
11
12
15
Net Income
-150
-150
35
27
93
87
Net Income Growth
-529%
-529%
30%
-71%
7%
28%
Shares Outstanding (Diluted)
51.27
46.44
44.06
43.84
43.7
44
Shares Change (YoY)
17%
5%
1%
0%
-1%
0%
EPS (Diluted)
-2.93
-3.24
0.8
0.63
2.14
1.98
EPS Growth
-463%
-503%
26%
-70%
8%
28%
Free Cash Flow
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1
81
88
105
Free Cash Flow Per Share
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Gross Margin
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Operating Margin
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Profit Margin
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Free Cash Flow Margin
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EBITDA
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EBITDA Margin
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D&A For EBITDA
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10
10
10
9
EBIT
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EBIT Margin
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Effective Tax Rate
24.87%
24.87%
-29.62%
28.94%
11.42%
14.7%
Follow-Up Questions
What are Horizon Bancorp Inc's key financial statements?
According to the latest financial statement (Form-10K), Horizon Bancorp Inc has a total asset of $6,436, Net loss of $-150
What are the key financial ratios for HBNC?
Horizon Bancorp Inc's Current ratio is 1.11, has a Net margin is 0, sales per share of $0.
How is Horizon Bancorp Inc's revenue broken down by segment or geography?
Horizon Bancorp Inc largest revenue segment is Commercial Banking, at a revenue of 191,575,000 in the most earnings release.For geography, United States is the primary market for Horizon Bancorp Inc, at a revenue of 191,575,000.
Is Horizon Bancorp Inc profitable?
no, according to the latest financial statements, Horizon Bancorp Inc has a net loss of $-150
Does Horizon Bancorp Inc have any liabilities?
yes, Horizon Bancorp Inc has liability of 5,748
How many outstanding shares for Horizon Bancorp Inc?
Horizon Bancorp Inc has a total outstanding shares of 50.97