HTBK Financials: Heritage Commerce Corp AI Analysis

Home

Stock

HTBK

Financials

HTBK Financial

Heritage Commerce Corp

$12.45

0.16%

$0.01

As of today:Mar 24, 14:55:23 GMT-4

Overview Forecast Earnings Dividends Financials

Key Stats

Prev.Close

$12.43

Open

$12.3

Day's Range

$12.26 - $12.61

52 week range

$8.09 - $13.83

Volume

508.9K

Avg.Volume

837.2K

Dividend yield

4.00%

EPS (TTM)

0.70

Market Cap

$764.0M

What is HTBK?

Heritage Commerce Corp. is a bank holding company, which engages in the provision of banking services. The company is headquartered in San Jose, California and currently employs 350 full-time employees. The Bank offers a full line of banking services and products to business and individual clients, with a focus on small and medium-sized business and their owners, managers and employees. Its lending activities are diversified and include commercial, real estate, construction and land development, consumer and small business administration (SBA) guaranteed loans. The Bank offers a range of deposit products for business banking and retail markets. The company offers a multitude of other products and services to complement its lending and deposit services. Through its Bank subsidiary, CSNK Working Capital Finance Corp., the Company provides factoring financing throughout the United States. Its operations are located in the general San Francisco Bay Area of California in the counties of Alameda, Contra Costa, Marin, San Benito, San Francisco, San Mateo, and Santa Clara.



Features

AI Copilot for Stock & Crypto

Resources

Market

Income

Balance sheet

Cash flow

Annual

Quarterly

HTBK Income

Financials in millions USD. Fiscal year is February - January.

Breakdown	TTM	12/31/2025	12/31/2024	12/31/2023	12/31/2022	12/31/2021
Revenue	--	--	--	--	--	--
Revenue Growth (YoY)	--	--	--	--	--	--
Cost of Revenue	--	--	--	--	--	--
Gross Profit	--	--	--	--	--	--
Selling, General & Admin	--	--	--	--	--	--
Research & Development	--	--	--	--	--	--
Operating Expenses	--	--	--	--	--	--
Other Non Operating Income (Expenses)	--	--	--	--	--	--
Pretax Income	67	67	56	90	94	65
Income Tax Expense	19	19	16	25	27	18
Net Income	47	47	40	64	66	47
Net Income Growth	18%	18%	-38%	-3%	40%	34%
Shares Outstanding (Diluted)	61.74	61.7	61.52	61.31	61.1	60.7
Shares Change (YoY)	0%	0%	0%	0%	1%	1%
EPS (Diluted)	0.77	0.77	0.65	1.05	1.09	0.79
EPS Growth	17%	18%	-37%	-4%	38%	34%
Free Cash Flow	61	61	37	71	69	56
Free Cash Flow Per Share	--	--	--	--	--	--
Gross Margin	--	--	--	--	--	--
Operating Margin	--	--	--	--	--	--
Profit Margin	--	--	--	--	--	--
Free Cash Flow Margin	--	--	--	--	--	--
EBITDA	--	--	--	--	--	--
EBITDA Margin	--	--	--	--	--	--
D&A For EBITDA	3	3	3	3	3	4
EBIT	--	--	--	--	--	--
EBIT Margin	--	--	--	--	--	--
Effective Tax Rate	28.35%	28.35%	28.57%	27.77%	28.72%	27.69%

Follow-Up Questions

What are Heritage Commerce Corp's key financial statements?



According to the latest financial statement (Form-10K), Heritage Commerce Corp has a total asset of $5,764, Net profit of $47

What are the key financial ratios for HTBK?



Heritage Commerce Corp's Current ratio is 1.14, has a Net margin is 0, sales per share of $0.

How is Heritage Commerce Corp's revenue broken down by segment or geography?



Heritage Commerce Corp largest revenue segment is Banking, at a revenue of 162,521,000 in the most earnings release.For geography, United States is the primary market for Heritage Commerce Corp, at a revenue of 172,396,000.

Is Heritage Commerce Corp profitable?



yes, according to the latest financial statements, Heritage Commerce Corp has a net profit of $47

Does Heritage Commerce Corp have any liabilities?



yes, Heritage Commerce Corp has liability of 5,056

How many outstanding shares for Heritage Commerce Corp?



Heritage Commerce Corp has a total outstanding shares of 61.36

Heritage Commerce Corp (HTBK) Financial

HTBK Stock Price Chart