Insurance Australia Group Ltd. engages in underwriting of general insurance and related corporate services. The company is headquartered in Sydney, New South Wales. The company went IPO on 2000-08-08. The firm is engaged in underwriting of general insurance risks and investment management. Its Retail Insurance Australia segment comprises personal lines, and some commercial lines, general insurance products sold directly to customers primarily under the NRMA Insurance brand Australia wide (excluding VIC), the RACV brand in Victoria (via a distribution relationship and underwriting joint venture with RACV), and ROLLiN’ Insurance brand. Intermediated Insurance Australia segment comprises commercial lines, and some personal lines, general insurance products sold to customers through intermediaries including brokers, agents, authorized representatives, primarily under the CGU Insurance and WFI Insurance brands. New Zealand comprises other activities, including corporate services, capital management activity, shareholders’ funds investment activities, and others.
Financials in millions USD. Fiscal year is February - January.
Breakdown
TTM
06/30/2025
06/30/2024
06/30/2023
06/30/2022
06/30/2021
Revenue
17,346
15,527
14,658
13,752
8,982
8,884
Revenue Growth (YoY)
17%
6%
7%
53%
1%
-34%
Cost of Revenue
--
--
--
--
--
--
Gross Profit
--
--
--
--
--
--
Selling, General & Admin
137
136
206
222
169
386
Research & Development
--
--
--
--
--
--
Operating Expenses
15,405
13,122
12,797
12,262
8,325
9,184
Other Non Operating Income (Expenses)
--
--
--
--
--
--
Pretax Income
1,751
2,213
1,491
1,345
564
-389
Income Tax Expense
549
678
458
426
140
-125
Net Income
1,086
1,359
898
825
347
-427
Net Income Growth
-14%
51%
9%
138%
-181%
-198%
Shares Outstanding (Diluted)
2,526
2,556
2,784
2,845
2,760
2,396
Shares Change (YoY)
-5%
-8%
-2%
3%
15%
-5%
EPS (Diluted)
0.42
0.53
0.32
0.28
0.13
-0.17
EPS Growth
-11%
66%
14%
110%
-177%
-193%
Free Cash Flow
1,059
1,352
1,800
452
899
1,610
Free Cash Flow Per Share
--
--
--
--
--
--
Gross Margin
--
--
--
--
--
--
Operating Margin
11.18%
15.48%
12.69%
10.83%
7.31%
-3.37%
Profit Margin
6.26%
8.75%
6.12%
5.99%
3.86%
-4.8%
Free Cash Flow Margin
6.1%
8.7%
12.27%
3.28%
10%
18.12%
EBITDA
--
--
--
--
--
--
EBITDA Margin
--
--
--
--
--
--
D&A For EBITDA
--
--
--
--
--
--
EBIT
1,941
2,405
1,861
1,490
657
-300
EBIT Margin
11.18%
15.48%
12.69%
10.83%
7.31%
-3.37%
Effective Tax Rate
31.35%
30.63%
30.71%
31.67%
24.82%
32.13%
Follow-Up Questions
What are Insurance Australia Group Limited's key financial statements?
According to the latest financial statement (Form-10K), Insurance Australia Group Limited has a total asset of $26,309, Net profit of $1,359
What are the key financial ratios for IAUGY?
Insurance Australia Group Limited's Current ratio is 1.38, has a Net margin is 8.75, sales per share of $6.07.
How is Insurance Australia Group Limited's revenue broken down by segment or geography?
Insurance Australia Group Limited largest revenue segment is Retail Insurance Australia, at a revenue of 8,545,000,000 in the most earnings release.For geography, Australia is the primary market for Insurance Australia Group Limited, at a revenue of 12,959,000,000.
Is Insurance Australia Group Limited profitable?
yes, according to the latest financial statements, Insurance Australia Group Limited has a net profit of $1,359
Does Insurance Australia Group Limited have any liabilities?
yes, Insurance Australia Group Limited has liability of 18,980
How many outstanding shares for Insurance Australia Group Limited?
Insurance Australia Group Limited has a total outstanding shares of 2,365