Kyushu Financial Group, Inc. engages in the financial service business. The company is headquartered in Kumamoto-Shi, Kumamoto-Ken and currently employs 4,832 full-time employees. The company went IPO on 2015-10-01. The firm operates through two business segments. The Banking segment's main business area is Kumamoto, Kagoshima, and Miyazaki prefectures. The company provides a variety of financial products and services, including deposits, lending, securities investment, domestic foreign exchange, and foreign exchange. The company also offers agency services, over-the-counter sales of government bonds and other public bonds, securities investment trusts, and insurance products, as well as trust services. The Leasing segment is engaged in leasing and lending. The other businesses include credit cards, digital transformation (DX) solutions and collection agency services, credit guarantees, financial instruments transactions, and an e-commerce mall.
Financials in millions USD. Fiscal year is February - January.
Breakdown
TTM
03/31/2025
03/31/2024
03/31/2023
03/31/2022
03/31/2021
Revenue
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Revenue Growth (YoY)
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Cost of Revenue
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Gross Profit
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Selling, General & Admin
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Research & Development
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Operating Expenses
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Other Non Operating Income (Expenses)
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Pretax Income
57,393
42,780
37,954
35,400
23,642
21,399
Income Tax Expense
16,953
12,424
11,491
10,658
6,875
6,256
Net Income
40,404
30,368
26,394
24,668
16,655
15,012
Net Income Growth
64%
15%
7%
48%
11%
-18%
Shares Outstanding (Diluted)
430.48
432.63
432.61
432.61
437.52
440
Shares Change (YoY)
-1%
0%
0%
-1%
-1%
-2%
EPS (Diluted)
93.85
70.19
61.01
57.02
38.06
34.13
EPS Growth
65%
15%
7%
50%
12%
-16%
Free Cash Flow
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-403,424
-163,217
-1,640,204
1,819,794
784,532
Free Cash Flow Per Share
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Gross Margin
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Operating Margin
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Profit Margin
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Free Cash Flow Margin
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EBITDA
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EBITDA Margin
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D&A For EBITDA
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9,705
9,327
8,864
8,455
8,102
EBIT
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EBIT Margin
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Effective Tax Rate
29.53%
29.04%
30.27%
30.1%
29.07%
29.23%
Follow-Up Questions
What are Kyushu Financial Group Inc's key financial statements?
According to the latest financial statement (Form-10K), Kyushu Financial Group Inc has a total asset of $13,277,647, Net profit of $30,368
What are the key financial ratios for KYUNF?
Kyushu Financial Group Inc's Current ratio is 1.05, has a Net margin is 0, sales per share of $0.
How is Kyushu Financial Group Inc's revenue broken down by segment or geography?
Kyushu Financial Group Inc largest revenue segment is Banking, at a revenue of 179,273,000,000 in the most earnings release.For geography, Japan is the primary market for Kyushu Financial Group Inc, at a revenue of 222,551,000,000.
Is Kyushu Financial Group Inc profitable?
yes, according to the latest financial statements, Kyushu Financial Group Inc has a net profit of $30,368
Does Kyushu Financial Group Inc have any liabilities?
yes, Kyushu Financial Group Inc has liability of 12,573,904
How many outstanding shares for Kyushu Financial Group Inc?
Kyushu Financial Group Inc has a total outstanding shares of 432.64