Mortgage Advice Bureau (Holdings) plc provides and financial and mortgage advisory services in the United Kingdom. The company is headquartered in Derby, Derbyshire and currently employs 936 full-time employees. The company went IPO on 2014-11-12. The Company’s principal activity is the provision of financial services, in particular the provision of mortgage advice and advice on protection and general insurance products. The advisers provide expert mortgage advice, assisting customers with home purchases, refinancing, and property investments. They also help homeowners secure funds for improvements and ensure financial protection for their homes and families against unforeseen events such as illness, property issues, or loss of life. The company has appointed representative firms (ARs) and advisers. The company offers its ARs access to a comprehensive range of mortgage lenders, along with a dedicated panel of protection providers and insurers. Its proprietary technology, MIDAS Platform, is a major differentiator, along with its expertise in customer acquisition and retention.
Financials in millions USD. Fiscal year is February - January.
Breakdown
TTM
12/31/2025
12/31/2024
12/31/2023
12/31/2022
12/31/2021
Revenue
318
318
266
239
230
188
Revenue Growth (YoY)
20%
20%
11%
4%
22%
27%
Cost of Revenue
226
226
184
169
167
137
Gross Profit
91
91
81
70
62
50
Selling, General & Admin
56
56
50
46
36
28
Research & Development
--
--
--
--
--
--
Operating Expenses
63
63
55
51
38
28
Other Non Operating Income (Expenses)
--
--
0
-1
0
--
Pretax Income
22
22
22
16
17
23
Income Tax Expense
6
6
6
3
4
3
Net Income
15
15
15
13
12
18
Net Income Growth
0%
0%
15%
8%
-33%
50%
Shares Outstanding (Diluted)
58.62
58.53
57.99
57.43
56.52
53.55
Shares Change (YoY)
0%
1%
1%
2%
6%
2%
EPS (Diluted)
0.25
0.25
0.27
0.23
0.21
0.34
EPS Growth
-6%
-6%
17%
8%
-38%
48%
Free Cash Flow
28
28
27
21
20
26
Free Cash Flow Per Share
--
--
--
--
--
--
Gross Margin
28.61%
28.61%
30.45%
29.28%
26.95%
26.59%
Operating Margin
8.8%
8.8%
9.77%
7.53%
10.43%
11.7%
Profit Margin
4.71%
4.71%
5.63%
5.43%
5.21%
9.57%
Free Cash Flow Margin
8.8%
8.8%
10.15%
8.78%
8.69%
13.82%
EBITDA
35
38
33
25
28
23
EBITDA Margin
11%
11.94%
12.4%
10.46%
12.17%
12.23%
D&A For EBITDA
7
10
7
7
4
1
EBIT
28
28
26
18
24
22
EBIT Margin
8.8%
8.8%
9.77%
7.53%
10.43%
11.7%
Effective Tax Rate
27.27%
27.27%
27.27%
18.75%
23.52%
13.04%
Follow-Up Questions
What are Mortgage Advice Bureau (Holdings) plc's key financial statements?
According to the latest financial statement (Form-10K), Mortgage Advice Bureau (Holdings) plc has a total asset of $0, Net profit of $15
What are the key financial ratios for MABHF?
Mortgage Advice Bureau (Holdings) plc's Current ratio is 0, has a Net margin is 4.71, sales per share of $5.43.
How is Mortgage Advice Bureau (Holdings) plc's revenue broken down by segment or geography?
Mortgage Advice Bureau (Holdings) plc largest revenue segment is Mortgage Procuration Fees, at a revenue of 98,033,000 in the most earnings release.For geography, United Kingdom is the primary market for Mortgage Advice Bureau (Holdings) plc, at a revenue of 239,533,000.
Is Mortgage Advice Bureau (Holdings) plc profitable?
yes, according to the latest financial statements, Mortgage Advice Bureau (Holdings) plc has a net profit of $15
Does Mortgage Advice Bureau (Holdings) plc have any liabilities?
no, Mortgage Advice Bureau (Holdings) plc has liability of 0
How many outstanding shares for Mortgage Advice Bureau (Holdings) plc?
Mortgage Advice Bureau (Holdings) plc has a total outstanding shares of 0