Morris State Bancshares, Inc. operates as a bank holding company, which engages in the provision of commercial banking services through its subsidiaries. The company is headquartered in Dublin Georgia, Georgia. The company went IPO on 2019-10-28. The Bank provides a variety of financial services to individuals and small businesses through its offices in middle Georgia. The Bank offers a full range of commercial and personal loan products. The Bank makes loans to individuals for purposes such as home mortgage financing, personal vehicles and various consumer purchases and other personal and family needs. The Bank makes commercial loans to businesses for purposes such as providing equipment and machinery purchases, commercial real estate purchases and working capital. The Bank offers a full range of deposit services that are typically available from financial institutions, including Negotiable Order of Withdrawal accounts, demand, savings, and other time deposits. In addition, retirement accounts such as Individual Retirement Accounts are available. All deposit accounts are insured by the FDIC up to the maximum amount permitted by law.
Financials in millions USD. Fiscal year is February - January.
Breakdown
TTM
12/31/2025
12/31/2024
12/31/2023
12/31/2022
12/31/2021
Revenue
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Revenue Growth (YoY)
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Cost of Revenue
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Gross Profit
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Selling, General & Admin
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Research & Development
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Operating Expenses
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Other Non Operating Income (Expenses)
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Pretax Income
28
34
23
21
22
26
Income Tax Expense
6
8
1
2
1
2
Net Income
21
26
21
19
21
23
Net Income Growth
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24%
11%
-10%
-9%
35%
Shares Outstanding (Diluted)
10.65
10.62
10.6
10.58
10.57
10.51
Shares Change (YoY)
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0%
0%
0%
1%
0%
EPS (Diluted)
2.03
2.49
2.05
1.83
2
2.28
EPS Growth
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21%
12%
-9%
-12%
37%
Free Cash Flow
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29
26
22
33
Free Cash Flow Per Share
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Gross Margin
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Operating Margin
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Profit Margin
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Free Cash Flow Margin
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EBITDA
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EBITDA Margin
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D&A For EBITDA
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1
1
1
1
EBIT
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EBIT Margin
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Effective Tax Rate
21.42%
23.52%
4.34%
9.52%
4.54%
7.69%
Follow-Up Questions
What are Morris State Bancshares Inc's key financial statements?
According to the latest financial statement (Form-10K), Morris State Bancshares Inc has a total asset of $1,550, Net profit of $26
What are the key financial ratios for MBLU?
Morris State Bancshares Inc's Current ratio is 1.15, has a Net margin is 0, sales per share of $0.
How is Morris State Bancshares Inc's revenue broken down by segment or geography?
Morris State Bancshares Inc largest revenue segment is Banking and Related Activities, at a revenue of 56,419,977 in the most earnings release.For geography, United States is the primary market for Morris State Bancshares Inc, at a revenue of 56,419,977.
Is Morris State Bancshares Inc profitable?
yes, according to the latest financial statements, Morris State Bancshares Inc has a net profit of $26
Does Morris State Bancshares Inc have any liabilities?
yes, Morris State Bancshares Inc has liability of 1,337
How many outstanding shares for Morris State Bancshares Inc?
Morris State Bancshares Inc has a total outstanding shares of 10.63