MFA Financial, Inc. is a real estate investment trust engaged in the business of investment, on a leveraged basis, in residential mortgage assets including agency mortgage-backed securities, non-agency mortgage-backed securities, and residential whole loans. The company is headquartered in New York City, New York and currently employs 307 full-time employees. Its targeted investments primarily include residential whole loans and residential mortgage securities. Its residential whole loans include non-QM loans, business purpose loans, and legacy re-performing loans (RPL)/ non-performing loans (NPL). Its residential mortgage securities include agency mortgage-backed securities (MBS), non-agency MBS, CRT securities and mortgage servicing rights (MSRs)-related assets, which include term notes backed directly or indirectly by MSRs. Its principal business objective is to deliver shareholder value through the generation of distributable income and through asset performance linked to residential mortgage credit fundamentals. The Company, through its wholly owned subsidiary, Lima One Capital (Lima One), also originates and services business purpose loans for real estate investors.
Financials in millions USD. Fiscal year is February - January.
Breakdown
TTM
12/31/2025
12/31/2024
12/31/2023
12/31/2022
12/31/2021
Revenue
852
852
806
661
170
448
Revenue Growth (YoY)
-15%
6%
22%
289%
-62%
152%
Cost of Revenue
513
513
521
429
258
120
Gross Profit
338
338
285
232
-88
327
Selling, General & Admin
119
119
131
129
112
85
Research & Development
--
--
--
--
--
--
Operating Expenses
155
155
168
159
190
78
Other Non Operating Income (Expenses)
--
--
--
--
--
--
Pretax Income
176
176
119
80
-231
328
Income Tax Expense
0
0
0
0
--
--
Net Income
135
135
85
47
-265
295
Net Income Growth
56.99%
59%
81%
-118%
-190%
-142%
Shares Outstanding (Diluted)
103.05
103.98
105.1
103.57
103.2
118.5
Shares Change (YoY)
-1%
-1%
1%
0%
-13%
5%
EPS (Diluted)
1.31
1.3
0.81
0.45
-2.57
2.48
EPS Growth
61%
60%
79%
-118%
-204%
-139%
Free Cash Flow
76
76
200
108
365
108
Free Cash Flow Per Share
--
--
--
--
--
--
Gross Margin
39.67%
39.67%
35.35%
35.09%
-51.76%
72.99%
Operating Margin
21.36%
21.36%
14.39%
11.04%
-163.52%
55.58%
Profit Margin
15.84%
15.84%
10.54%
7.11%
-155.88%
65.84%
Free Cash Flow Margin
8.92%
8.92%
24.81%
16.33%
214.7%
24.1%
EBITDA
184
184
119
77
-269
255
EBITDA Margin
21.59%
21.59%
14.76%
11.64%
-158.23%
56.91%
D&A For EBITDA
2
2
3
4
9
6
EBIT
182
182
116
73
-278
249
EBIT Margin
21.36%
21.36%
14.39%
11.04%
-163.52%
55.58%
Effective Tax Rate
0%
0%
0%
0%
--
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Follow-Up Questions
What are MFA Financial Inc's key financial statements?
According to the latest financial statement (Form-10K), MFA Financial Inc has a total asset of $13,046, Net profit of $135
What are the key financial ratios for MFAO?
MFA Financial Inc's Current ratio is 1.16, has a Net margin is 15.84, sales per share of $8.19.
How is MFA Financial Inc's revenue broken down by segment or geography?
MFA Financial Inc largest revenue segment is Mortgage-Related Assets, at a revenue of 460,697,000 in the most earnings release.For geography, United States is the primary market for MFA Financial Inc, at a revenue of 827,794,000.
Is MFA Financial Inc profitable?
yes, according to the latest financial statements, MFA Financial Inc has a net profit of $135
Does MFA Financial Inc have any liabilities?
yes, MFA Financial Inc has liability of 11,218
How many outstanding shares for MFA Financial Inc?
MFA Financial Inc has a total outstanding shares of 101.66