Neffs Bancorp, Inc. is a bank holding company, which engages in the provision of financial services. The company is headquartered in Neffs, Pennsylvania. The company went IPO on 2001-07-26. The Bank provides a full range of financial services to individuals, small businesses, and corporate customers. The Bank operates from two locations in Lehigh County and Northampton County, Pennsylvania. The Bank is engaged in providing residential mortgages, consumer loans and commercial loans to customers located within the Lehigh Valley of Pennsylvania. Its primary deposits are checking accounts, savings accounts, and certificates of deposit. Its personal banking products and services include consumer credit, student loans, credit cards, Neffs online banking, checking accounts, money market demand accounts, free savings and club accounts, young savers & young adult savers and certificates of deposit/individual retirement account (IRAS). Its commercial banking products and services include commercial credit, remote deposit capture, business checking accounts, merchant services, and others.
Financials in millions USD. Fiscal year is February - January.
Breakdown
TTM
12/31/2015
12/31/2014
12/31/2013
12/31/2012
12/31/2011
Revenue
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Revenue Growth (YoY)
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Cost of Revenue
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Gross Profit
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Selling, General & Admin
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Research & Development
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Operating Expenses
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Other Non Operating Income (Expenses)
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Pretax Income
4
5
5
5
5
4
Income Tax Expense
1
1
1
1
1
1
Net Income
3
4
3
4
4
3
Net Income Growth
0%
33%
-25%
0%
33%
0%
Shares Outstanding (Diluted)
0.16
0.16
0.16
0.16
0.16
0.17
Shares Change (YoY)
-7%
0%
0%
0%
-6%
-6%
EPS (Diluted)
22.09
26.75
24.68
26
26.31
21.82
EPS Growth
16%
8%
-5%
-1%
21%
15%
Free Cash Flow
5
4
5
5
5
5
Free Cash Flow Per Share
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Gross Margin
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Operating Margin
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Profit Margin
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Free Cash Flow Margin
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EBITDA
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EBITDA Margin
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D&A For EBITDA
0
0
0
0
0
0
EBIT
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EBIT Margin
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Effective Tax Rate
25%
20%
20%
20%
20%
25%
Follow-Up Questions
What are Neffs Bancorp Inc's key financial statements?
According to the latest financial statement (Form-10K), Neffs Bancorp Inc has a total asset of $327, Net profit of $4
What are the key financial ratios for NEFB?
Neffs Bancorp Inc's Current ratio is 1.21, has a Net margin is 0, sales per share of $0.
How is Neffs Bancorp Inc's revenue broken down by segment or geography?
Neffs Bancorp Inc largest revenue segment is High-tech Industrial, at a revenue of 76,835,000 in the most earnings release.For geography, Singapore is the primary market for Neffs Bancorp Inc, at a revenue of 112,030,000.
Is Neffs Bancorp Inc profitable?
yes, according to the latest financial statements, Neffs Bancorp Inc has a net profit of $4
Does Neffs Bancorp Inc have any liabilities?
yes, Neffs Bancorp Inc has liability of 269
How many outstanding shares for Neffs Bancorp Inc?
Neffs Bancorp Inc has a total outstanding shares of 0.2