Oregon Pacific Bancorp operates as a holding company for Oregon Pacific Bank, which provides commercial banking products and services from its full-service branches. The company is headquartered in Florence Oregon, Oregon. The Bank is an Oregon state-chartered institution. The Bank provides banking products and services from its full-service branches in Florence, Eugene, Portland, Coos Bay, Roseburg, and Medford. The Bank, specializing in offering comprehensive financial services to local families and business owners, services customers in Lane, Douglas, Coos, Jackson, Josephine and Washington Counties. Its financial services include full-service banking for both individual and business customers which includes checking, savings, money market, and time deposit accounts. The Bank also offers a variety of lending services including commercial, consumer, and credit cards. Its merchant services department handles payment processing solutions for business clients. Wealth management services are also available through the Bank’s subsidiary, Oregon Pacific Wealth Management, allowing the Bank to offer non-deposit products.
Financials in millions USD. Fiscal year is February - January.
Breakdown
TTM
12/31/2025
12/31/2024
12/31/2023
12/31/2022
12/31/2021
Revenue
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--
--
--
--
--
Revenue Growth (YoY)
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--
--
--
--
--
Cost of Revenue
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--
--
--
--
--
Gross Profit
--
--
--
--
--
--
Selling, General & Admin
--
--
--
--
--
--
Research & Development
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--
--
--
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Operating Expenses
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--
--
--
--
--
Other Non Operating Income (Expenses)
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--
--
--
--
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Pretax Income
9
11
9
12
9
10
Income Tax Expense
2
2
2
3
2
2
Net Income
6
8
7
9
7
7
Net Income Growth
--
14%
-22%
28.99%
0%
75%
Shares Outstanding (Diluted)
7.2
7.14
7.14
7.09
7.06
7.04
Shares Change (YoY)
--
0%
1%
0%
0%
0%
EPS (Diluted)
0.96
1.2
1.05
1.3
1.01
1.11
EPS Growth
--
14%
-19%
28.99%
-9%
79%
Free Cash Flow
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--
8
3
9
4
Free Cash Flow Per Share
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Gross Margin
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--
--
--
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Operating Margin
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Profit Margin
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Free Cash Flow Margin
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EBITDA
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EBITDA Margin
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--
--
--
--
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D&A For EBITDA
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--
1
1
1
1
EBIT
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--
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EBIT Margin
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--
--
--
--
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Effective Tax Rate
22.22%
18.18%
22.22%
25%
22.22%
20%
Follow-Up Questions
What are Oregon Pacific Bancorp's key financial statements?
According to the latest financial statement (Form-10K), Oregon Pacific Bancorp has a total asset of $812, Net profit of $8
What are the key financial ratios for ORPB?
Oregon Pacific Bancorp's Current ratio is 1.1, has a Net margin is 0, sales per share of $0.
How is Oregon Pacific Bancorp's revenue broken down by segment or geography?
Oregon Pacific Bancorp largest revenue segment is Retail, at a revenue of 931,100,000 in the most earnings release.For geography, United Kingdom is the primary market for Oregon Pacific Bancorp, at a revenue of 1,086,600,000.
Is Oregon Pacific Bancorp profitable?
yes, according to the latest financial statements, Oregon Pacific Bancorp has a net profit of $8
Does Oregon Pacific Bancorp have any liabilities?
yes, Oregon Pacific Bancorp has liability of 734
How many outstanding shares for Oregon Pacific Bancorp?
Oregon Pacific Bancorp has a total outstanding shares of 7.16