Ohio Valley Banc Corp. is a financial holding company, which engages in the provision of community banking services. The company is headquartered in Gallipolis, Ohio. The Bank is engaged in commercial and retail banking. The Bank is a full-service financial institution offering a blend of commercial and consumer banking services within southeastern Ohio as well as western West Virginia. The banking services offered by the Bank include the acceptance of deposits in checking, savings, time and money market accounts; the making and servicing of personal and commercial loans; and the making of construction and real estate loans. The Bank offers individual retirement accounts, safe deposit boxes, wire transfers and other standard banking products and services. As part of its lending function, the Bank offers credit card services. In addition to originating loans, the Bank invests in United States government and agency obligations, interest-bearing deposits in other financial institutions, and other investments permitted by applicable law.
Financials in millions USD. Fiscal year is February - January.
Breakdown
TTM
12/31/2025
12/31/2024
12/31/2023
12/31/2022
12/31/2021
Revenue
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Revenue Growth (YoY)
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Cost of Revenue
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Gross Profit
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--
--
--
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Selling, General & Admin
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Research & Development
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Operating Expenses
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--
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Other Non Operating Income (Expenses)
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--
--
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Pretax Income
19
19
13
15
15
14
Income Tax Expense
3
3
2
2
2
2
Net Income
15
15
10
12
13
11
Net Income Growth
50%
50%
-17%
-8%
18%
10%
Shares Outstanding (Diluted)
4.71
4.71
4.73
4.77
4.77
4.78
Shares Change (YoY)
0%
-1%
-1%
0%
0%
0%
EPS (Diluted)
3.31
3.31
2.32
2.64
2.8
2.45
EPS Growth
43%
43%
-12%
-6%
14%
14%
Free Cash Flow
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11
18
14
12
Free Cash Flow Per Share
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Gross Margin
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Operating Margin
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Profit Margin
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Free Cash Flow Margin
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EBITDA
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EBITDA Margin
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D&A For EBITDA
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1
1
1
1
EBIT
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EBIT Margin
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Effective Tax Rate
15.78%
15.78%
15.38%
13.33%
13.33%
14.28%
Follow-Up Questions
What are Ohio Valley Banc Corp's key financial statements?
According to the latest financial statement (Form-10K), Ohio Valley Banc Corp has a total asset of $1,582, Net profit of $15
What are the key financial ratios for OVBC?
Ohio Valley Banc Corp's Current ratio is 1.12, has a Net margin is 0, sales per share of $0.
How is Ohio Valley Banc Corp's revenue broken down by segment or geography?
Ohio Valley Banc Corp largest revenue segment is Banking, at a revenue of 55,224,000 in the most earnings release.For geography, United States is the primary market for Ohio Valley Banc Corp, at a revenue of 58,656,000.
Is Ohio Valley Banc Corp profitable?
yes, according to the latest financial statements, Ohio Valley Banc Corp has a net profit of $15
Does Ohio Valley Banc Corp have any liabilities?
yes, Ohio Valley Banc Corp has liability of 1,412
How many outstanding shares for Ohio Valley Banc Corp?
Ohio Valley Banc Corp has a total outstanding shares of 4.71