PagSeguro Digital Ltd. engages in the provision of financial technology solutions focused on consumers, individual entrepreneurs, micro-merchants, small companies and medium-sized companies in Brazil. Its end-to-end digital ecosystem enables its merchants not only to accept payments but also to grow and manage their businesses. The firm operates in a single segment, that is financial service agents. The company offers a two-sided ecosystem, providing banking and payments experience through a single interface, with one app, one platform, and one customer support. Its digital banking ecosystem features its free PagBank digital account under the brand PagBank and offers approximately 40 payment methods and 13 cash-out options. The firm offers a range of point of sale (POS) and mobile point of sale (mPOS) devices specifically designed to fit customers' business needs. Its end-to-end payments ecosystem enables its customers to accept a range of online and in-person payment methods.
Financials in millions USD. Fiscal year is February - January.
Breakdown
TTM
12/31/2025
12/31/2024
12/31/2023
12/31/2022
12/31/2021
Revenue
20,410
20,410
18,809
15,948
15,335
10,449
Revenue Growth (YoY)
9%
9%
18%
4%
47%
53%
Cost of Revenue
9,696
9,696
9,543
8,132
7,471
5,776
Gross Profit
10,714
10,714
9,266
7,815
7,864
4,673
Selling, General & Admin
2,445
2,445
2,776
2,106
2,564
2,356
Research & Development
--
--
--
--
--
--
Operating Expenses
2,635
2,635
2,831
2,162
2,615
2,401
Other Non Operating Income (Expenses)
-301
-301
-307
-366
-338
7
Pretax Income
2,549
2,549
2,379
2,017
1,759
1,488
Income Tax Expense
431
431
263
363
255
322
Net Income
2,118
2,118
2,116
1,653
1,505
1,166
Net Income Growth
0%
0%
28%
10%
28.99%
-10%
Shares Outstanding (Diluted)
290.22
295.19
319.51
323.95
329
332
Shares Change (YoY)
-8%
-8%
-1%
-2%
-1%
1%
EPS (Diluted)
7.29
7.17
6.62
5.1
4.57
3.51
EPS Growth
8%
8%
30%
12%
30%
-10%
Free Cash Flow
5,285
5,285
-5,736
2,011
1,412
-853
Free Cash Flow Per Share
--
--
--
--
--
--
Gross Margin
52.49%
52.49%
49.26%
49%
51.28%
44.72%
Operating Margin
39.58%
39.58%
34.2%
35.44%
34.22%
21.73%
Profit Margin
10.37%
10.37%
11.24%
10.36%
9.81%
11.15%
Free Cash Flow Margin
25.89%
25.89%
-30.49%
12.6%
9.2%
-8.16%
EBITDA
9,886
9,886
8,034
7,008
6,379
3,039
EBITDA Margin
48.43%
48.43%
42.71%
43.94%
41.59%
29.08%
D&A For EBITDA
1,807
1,807
1,600
1,355
1,130
768
EBIT
8,079
8,079
6,434
5,653
5,249
2,271
EBIT Margin
39.58%
39.58%
34.2%
35.44%
34.22%
21.73%
Effective Tax Rate
16.9%
16.9%
11.05%
17.99%
14.49%
21.63%
Follow-Up Questions
What are PagSeguro Digital Ltd's key financial statements?
According to the latest financial statement (Form-10K), PagSeguro Digital Ltd has a total asset of $0, Net profit of $2,118
What are the key financial ratios for PAGS?
PagSeguro Digital Ltd's Current ratio is 0, has a Net margin is 10.37, sales per share of $69.13.
How is PagSeguro Digital Ltd's revenue broken down by segment or geography?
PagSeguro Digital Ltd largest revenue segment is Transaction Activities and Other Services, at a revenue of 1,703,463,193 in the most earnings release.For geography, Brazil is the primary market for PagSeguro Digital Ltd, at a revenue of 3,440,266,189.
Is PagSeguro Digital Ltd profitable?
yes, according to the latest financial statements, PagSeguro Digital Ltd has a net profit of $2,118
Does PagSeguro Digital Ltd have any liabilities?
no, PagSeguro Digital Ltd has liability of 0
How many outstanding shares for PagSeguro Digital Ltd?
PagSeguro Digital Ltd has a total outstanding shares of 0