Prime Meridian Holding Co. engages in the provision of consumer and commercial banking services through its subsidiary, Prime Meridian Bank. The company is headquartered in Tallahassee, Florida and currently employs 111 full-time employees. The company went IPO on 2015-06-22. The Bank offers a variety of community banking services to individual and corporate clients through its four banking offices located in Tallahassee, Crawfordville, and Lakeland, Florida and its online banking platform. The Bank’s business checking includes prime business checking, business regular checking, small business checking, and business NOW checking. Its business savings include business savings, certificates of deposit, and business money market. Its personal checking includes e-prime personal checking, prime 360 personal checking, prime advantage checking, and prime 50 checking. The Bank’s business loans include equipment loans, small business loans, commercial real estate loans, business line of credit, and SBA loans. Its services include Apple Pay, online banking, online bill pay, bank-to-bank transfers, mobile banking, mobile deposit, e-statements, debit cards, and others.
Financials in millions USD. Fiscal year is February - January.
Breakdown
TTM
12/31/2023
12/31/2022
12/31/2021
12/31/2020
12/31/2019
Revenue
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--
--
--
Revenue Growth (YoY)
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--
--
--
--
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Cost of Revenue
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--
--
--
--
--
Gross Profit
--
--
--
--
--
--
Selling, General & Admin
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--
--
--
--
--
Research & Development
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--
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Operating Expenses
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--
--
--
--
Other Non Operating Income (Expenses)
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--
--
--
--
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Pretax Income
10
11
12
10
5
4
Income Tax Expense
2
2
3
2
1
1
Net Income
8
8
9
8
4
3
Net Income Growth
-11%
-11%
13%
100%
33%
-25%
Shares Outstanding (Diluted)
3.32
3.25
3.19
3.14
3.13
3.16
Shares Change (YoY)
3%
2%
2%
0%
-1%
1%
EPS (Diluted)
2.45
2.67
3.03
2.66
1.42
1.12
EPS Growth
-17%
-12%
14%
87%
27%
-13%
Free Cash Flow
8
10
16
9
-1
0
Free Cash Flow Per Share
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Gross Margin
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Operating Margin
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Profit Margin
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Free Cash Flow Margin
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EBITDA
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--
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EBITDA Margin
--
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--
--
--
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D&A For EBITDA
0
0
0
0
0
0
EBIT
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--
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EBIT Margin
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--
--
--
--
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Effective Tax Rate
20%
18.18%
25%
20%
20%
25%
Follow-Up Questions
What are Prime Meridian Holding Co's key financial statements?
According to the latest financial statement (Form-10K), Prime Meridian Holding Co has a total asset of $854, Net profit of $8
What are the key financial ratios for PMHG?
Prime Meridian Holding Co's Current ratio is 1.1, has a Net margin is 0, sales per share of $0.
How is Prime Meridian Holding Co's revenue broken down by segment or geography?
Prime Meridian Holding Co largest revenue segment is Banking and Related Activities, at a revenue of 31,243,000 in the most earnings release.For geography, United States is the primary market for Prime Meridian Holding Co, at a revenue of 31,243,000.
Is Prime Meridian Holding Co profitable?
yes, according to the latest financial statements, Prime Meridian Holding Co has a net profit of $8
Does Prime Meridian Holding Co have any liabilities?
yes, Prime Meridian Holding Co has liability of 774
How many outstanding shares for Prime Meridian Holding Co?
Prime Meridian Holding Co has a total outstanding shares of 3.25