ProAssurance Corp. is a holding company that engages in specialty insurance, providing medical professional liability, product liability for medical technology and life sciences. The company is headquartered in Birmingham, Alabama and currently employs 972 full-time employees. The firm's segments include Specialty P&C, Workers' Compensation Insurance, Segregated Portfolio Cell Reinsurance and Corporate. The Specialty Property and Casualty (Specialty P&C) segment is focused on professional liability insurance and medical technology liability insurance. Professional liability insurance is offered to healthcare providers and institutions and, to a lesser extent, to attorneys and their firms. The Workers' Compensation Insurance segment offers workers' compensation products in approximately 19 states in the East, South and Midwest regions of the continental United States. The Segregated Portfolio Cell Reinsurance segment includes the results of SPCs at Inova Re and Eastern Re, the Company's Cayman Islands SPC operations.
Financials in millions USD. Fiscal year is February - January.
Breakdown
TTM
12/31/2025
12/31/2024
12/31/2023
12/31/2022
12/31/2021
Revenue
1,096
1,094
1,130
1,133
1,103
1,075
Revenue Growth (YoY)
-3%
-3%
0%
3%
3%
21%
Cost of Revenue
--
--
--
--
--
--
Gross Profit
--
--
--
--
--
--
Selling, General & Admin
--
--
--
--
--
--
Research & Development
--
--
--
--
--
--
Operating Expenses
1,005
1,005
1,064
1,109
1,092
1,032
Other Non Operating Income (Expenses)
--
--
--
--
--
--
Pretax Income
72
72
63
-39
-6
146
Income Tax Expense
21
21
10
0
-5
2
Net Income
50
50
52
-38
0
144
Net Income Growth
-4%
-4%
-237%
--
-100%
-182%
Shares Outstanding (Diluted)
51.79
51.66
51.26
52.64
54
54.05
Shares Change (YoY)
1%
1%
-3%
-3%
0%
0%
EPS (Diluted)
0.98
0.98
1.02
-0.73
0
2.66
EPS Growth
-4%
-4%
-240%
9,809%
-100%
-182%
Free Cash Flow
-25
-25
-10
-49
-29
73
Free Cash Flow Per Share
--
--
--
--
--
--
Gross Margin
--
--
--
--
--
--
Operating Margin
8.3%
8.13%
5.75%
2.11%
0.99%
3.9%
Profit Margin
4.56%
4.57%
4.6%
-3.35%
0%
13.39%
Free Cash Flow Margin
-2.28%
-2.28%
-0.88%
-4.32%
-2.62%
6.79%
EBITDA
104
102
82
50
49
79
EBITDA Margin
9.48%
9.32%
7.25%
4.41%
4.44%
7.34%
D&A For EBITDA
13
13
17
26
38
37
EBIT
91
89
65
24
11
42
EBIT Margin
8.3%
8.13%
5.75%
2.11%
0.99%
3.9%
Effective Tax Rate
29.16%
29.16%
15.87%
0%
83.33%
1.36%
Follow-Up Questions
What are Proassurance Corp's key financial statements?
According to the latest financial statement (Form-10K), Proassurance Corp has a total asset of $5,447, Net profit of $50
What are the key financial ratios for PRA?
Proassurance Corp's Current ratio is 1.32, has a Net margin is 4.57, sales per share of $21.17.
How is Proassurance Corp's revenue broken down by segment or geography?
Proassurance Corp largest revenue segment is Cloud Workforce Learning Management System., at a revenue of 59,056 in the most earnings release.For geography, United States is the primary market for Proassurance Corp, at a revenue of 59,056.
Is Proassurance Corp profitable?
yes, according to the latest financial statements, Proassurance Corp has a net profit of $50
Does Proassurance Corp have any liabilities?
yes, Proassurance Corp has liability of 4,098
How many outstanding shares for Proassurance Corp?
Proassurance Corp has a total outstanding shares of 51.41