Prudential Plc is a holding company, which engages in the provision of insurance and financial services. Its life insurance offers a range of products, including health and protection. The company is focused on four strategic regions: Greater China, ASEAN, India, and Africa. Its multichannel agency and bancassurance distribution platform has around 65,000 monthly active agents. The company has developed PRUServices, its digital self-servicing platform in Malaysia. PRUServices enhances the customer journey with real-time feedback capabilities. The company is also focused on leveraging artificial intelligence (AI) and data analytics to drive customer experiences, such as claims processing through AI claims adjudication. In its agency business, it is focused on recruitment, alongside embedding and upgrading PRUForce, its digital agency platform which assists agents with leads management and other actionable insights. PRULeads is its digital leads platform within PRUForce.
Financials in millions USD. Fiscal year is February - January.
Breakdown
TTM
12/31/2025
12/31/2024
12/31/2023
12/31/2022
12/31/2021
Revenue
12,772
12,772
11,865
10,684
6,930
26,500
Revenue Growth (YoY)
8%
8%
11%
54%
-74%
-27%
Cost of Revenue
--
--
--
--
--
--
Gross Profit
--
--
--
--
--
--
Selling, General & Admin
--
--
--
--
--
2,959
Research & Development
--
--
--
--
--
--
Operating Expenses
9,527
9,527
9,147
8,302
7,343
23,813
Other Non Operating Income (Expenses)
--
--
--
--
--
--
Pretax Income
4,941
4,941
2,953
2,097
-643
2,676
Income Tax Expense
822
822
538
385
354
462
Net Income
3,978
3,978
2,285
1,701
-1,007
-2,042
Net Income Growth
74%
74%
34%
-269%
-51%
-196%
Shares Outstanding (Diluted)
2,567
2,592
2,720
2,747
2,736
2,628
Shares Change (YoY)
-5%
-5%
-1%
0%
4%
1%
EPS (Diluted)
1.54
1.53
0.84
0.61
-0.36
-0.77
EPS Growth
82%
83%
36%
-268%
-52%
-195%
Free Cash Flow
2,346
2,346
3,508
788
1,044
-1,379
Free Cash Flow Per Share
--
--
--
--
--
--
Gross Margin
--
--
--
--
--
--
Operating Margin
25.4%
25.4%
22.9%
22.29%
-5.95%
10.13%
Profit Margin
31.14%
31.14%
19.25%
15.92%
-14.53%
-7.7%
Free Cash Flow Margin
18.36%
18.36%
29.56%
7.37%
15.06%
-5.2%
EBITDA
--
--
--
--
--
2,856
EBITDA Margin
--
--
--
--
--
10.77%
D&A For EBITDA
--
--
--
--
--
169
EBIT
3,245
3,245
2,718
2,382
-413
2,687
EBIT Margin
25.4%
25.4%
22.9%
22.29%
-5.95%
10.13%
Effective Tax Rate
16.63%
16.63%
18.21%
18.35%
-55.05%
17.26%
Follow-Up Questions
What are Prudential PLC's key financial statements?
According to the latest financial statement (Form-10K), Prudential PLC has a total asset of $212,195, Net profit of $3,978
What are the key financial ratios for PUK?
Prudential PLC's Current ratio is 1.1, has a Net margin is 31.14, sales per share of $4.92.
How is Prudential PLC's revenue broken down by segment or geography?
Prudential PLC largest revenue segment is Hong Kong, at a revenue of 5,803,458,638 in the most earnings release.For geography, Hong Kong is the primary market for Prudential PLC, at a revenue of 5,803,458,638.
Is Prudential PLC profitable?
yes, according to the latest financial statements, Prudential PLC has a net profit of $3,978
Does Prudential PLC have any liabilities?
yes, Prudential PLC has liability of 192,078
How many outstanding shares for Prudential PLC?
Prudential PLC has a total outstanding shares of 2,548.21