Texas Capital Bancshares, Inc. is a holding company, which engages in the provision of financial services and customized solutions to businesses, entrepreneurs, and individual customers. The company is headquartered in Dallas, Texas and currently employs 1,785 full-time employees. The company went IPO on 2003-08-13. The firm's business activities are conducted through its subsidiary, Texas Capital Bank. The company offers a range of products and services for its business customers, including commercial loans; real estate term and construction loans; mortgage warehouse lending and mortgage finance services; treasury management services, including online banking, foreign exchange and debit and credit card services; investment banking and advisory services, and letters of credit. The company also provides banking services for its individual customers, including personal wealth management and trust services; certificates of deposit; interest-bearing and non-interest-bearing checking accounts; traditional money market and savings accounts; loans; online and mobile banking; investment banking and advisory services, and Bask Bank.
Financials in millions USD. Fiscal year is February - January.
Breakdown
TTM
12/31/2025
12/31/2024
12/31/2023
12/31/2022
12/31/2021
Revenue
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Revenue Growth (YoY)
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Cost of Revenue
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Gross Profit
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Selling, General & Admin
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Research & Development
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Operating Expenses
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Other Non Operating Income (Expenses)
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Pretax Income
432
432
107
246
431
338
Income Tax Expense
102
102
29
57
99
84
Net Income
312
312
60
171
315
235
Net Income Growth
420%
420%
-65%
-46%
34%
320%
Shares Outstanding (Diluted)
45.46
46.12
46.98
48.61
51
51.1
Shares Change (YoY)
-5%
-2%
-3%
-5%
0%
1%
EPS (Diluted)
6.88
6.78
1.28
3.53
6.18
4.6
EPS Growth
450%
429%
-64%
-43%
34%
311%
Free Cash Flow
347
347
416
357
136
653
Free Cash Flow Per Share
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Gross Margin
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Operating Margin
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Profit Margin
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Free Cash Flow Margin
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EBITDA
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EBITDA Margin
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D&A For EBITDA
52
52
54
40
45
93
EBIT
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EBIT Margin
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Effective Tax Rate
23.61%
23.61%
27.1%
23.17%
22.96%
24.85%
Follow-Up Questions
What are Texas Capital Bancshares Inc's key financial statements?
According to the latest financial statement (Form-10K), Texas Capital Bancshares Inc has a total asset of $31,540, Net profit of $312
What are the key financial ratios for TCBI?
Texas Capital Bancshares Inc's Current ratio is 1.13, has a Net margin is 0, sales per share of $0.
How is Texas Capital Bancshares Inc's revenue broken down by segment or geography?
Texas Capital Bancshares Inc largest revenue segment is Banking and Related Activities, at a revenue of 932,346,000 in the most earnings release.For geography, United States is the primary market for Texas Capital Bancshares Inc, at a revenue of 932,346,000.
Is Texas Capital Bancshares Inc profitable?
yes, according to the latest financial statements, Texas Capital Bancshares Inc has a net profit of $312
Does Texas Capital Bancshares Inc have any liabilities?
yes, Texas Capital Bancshares Inc has liability of 27,908
How many outstanding shares for Texas Capital Bancshares Inc?
Texas Capital Bancshares Inc has a total outstanding shares of 44.25