Visa, Inc. engages in the provision of digital payment services. The company is headquartered in San Francisco, California and currently employs 31,600 full-time employees. The company went IPO on 2008-03-25. The company facilitates global commerce and money movement across more than 200 countries and territories among a global set of consumers, merchants, financial institutions and government entities through technologies. The company operates through the Payment Services segment. The company provides transaction processing services (primarily authorization, clearing and settlement) to its financial institution and merchant clients through VisaNet, its proprietary advanced transaction processing network. The company offers a range of Visa-branded payment products that its clients, including nearly 14,500 financial institutions, use to develop and offer payment solutions or services, including credit, debit, prepaid and cash access programs for individual, business and government account holders. The company also provides value-added services to its clients, including issuing solutions, acceptance solutions, risk and identity solutions, open banking solutions and advisory services.
Financials in millions USD. Fiscal year is February - January.
Breakdown
TTM
09/30/2025
09/30/2024
09/30/2023
09/30/2022
09/30/2021
Revenue
41,391
40,000
35,926
32,653
29,310
24,105
Revenue Growth (YoY)
12%
11%
10%
11%
22%
10%
Cost of Revenue
7,832
7,855
7,042
6,567
5,708
4,970
Gross Profit
33,559
32,145
28,884
26,086
23,602
19,135
Selling, General & Admin
4,572
4,369
3,793
3,216
3,000
2,524
Research & Development
--
--
--
--
--
--
Operating Expenses
5,836
5,589
4,827
4,159
3,861
3,328
Other Non Operating Income (Expenses)
--
--
14
18
88
41
Pretax Income
24,720
24,194
23,916
21,037
18,136
16,063
Income Tax Expense
3,928
4,136
4,173
3,764
3,179
3,752
Net Income
20,594
19,854
19,457
16,989
14,630
12,008
Net Income Growth
5%
2%
15%
16%
22%
15%
Shares Outstanding (Diluted)
1,933
1,966
2,029
2,085
2,136
2,188
Shares Change (YoY)
-3%
-3%
-3%
-2%
-2%
-2%
EPS (Diluted)
10.65
10.09
9.58
8.14
6.84
5.48
EPS Growth
7%
5%
18%
19%
25%
16%
Free Cash Flow
22,928
21,577
18,693
19,696
17,879
14,522
Free Cash Flow Per Share
--
--
--
--
--
--
Gross Margin
81.07%
80.36%
80.39%
79.88%
80.52%
79.38%
Operating Margin
66.97%
66.39%
66.96%
67.15%
67.35%
65.57%
Profit Margin
49.75%
49.63%
54.15%
52.02%
49.91%
49.81%
Free Cash Flow Margin
55.39%
53.94%
52.03%
60.31%
60.99%
60.24%
EBITDA
28,987
27,776
25,091
22,870
20,602
16,611
EBITDA Margin
70.03%
69.44%
69.84%
70.03%
70.29%
68.91%
D&A For EBITDA
1,264
1,220
1,034
943
861
804
EBIT
27,723
26,556
24,057
21,927
19,741
15,807
EBIT Margin
66.97%
66.39%
66.96%
67.15%
67.35%
65.57%
Effective Tax Rate
15.88%
17.09%
17.44%
17.89%
17.52%
23.35%
Follow-Up Questions
What are Visa Inc's key financial statements?
According to the latest financial statement (Form-10K), Visa Inc has a total asset of $99,627, Net profit of $19,854
What are the key financial ratios for V?
Visa Inc's Current ratio is 1.61, has a Net margin is 49.63, sales per share of $20.34.
How is Visa Inc's revenue broken down by segment or geography?
Visa Inc largest revenue segment is Service, at a revenue of 17,539,000,000 in the most earnings release.For geography, US Revenue is the primary market for Visa Inc, at a revenue of 15,633,000,000.
Is Visa Inc profitable?
yes, according to the latest financial statements, Visa Inc has a net profit of $19,854
Does Visa Inc have any liabilities?
yes, Visa Inc has liability of 61,718
How many outstanding shares for Visa Inc?
Visa Inc has a total outstanding shares of 1,917.45